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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Amazing all around communication and help.
Reply from Victor Bals at CrossCountry Mortgag...
August 3rd, 2026 11:45 AM
Stephanie, I appreciate your kind words about the communication and help you experienced. It's great to know I could assist you effectively. If you have any more questions or need further assistance, please feel free to reach out.
Victor Bals at CrossCountry Mortgage has received a review with 5 star rating from Brad W
Reply from Owner
July 29th, 2026 04:47 PM
Thank you so much, Brad. It was a pleasure utilizing some creative financing to obtain that second home on the lake like I said you’re gonna need a bigger boat. Take care and thank you.
Victor took into account all of my needs and tailored a perfect loan to fit them. His knowledge and expertise coupled with his communication skills and passion for his job made my experience easy and well informed. His team hit a grand slam!...
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Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 04:41 PM
Bradley, I'm glad to hear that my team and I could tailor a loan to perfectly fit your needs. It's nice to know that my knowledge and communication skills contributed to your well-informed and easy experience. If you have any more questions...
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The BEST when it comes to the entire mortgage process! Top notch from beginning to end!
Reply from Owner
July 27th, 2026 05:35 PM
Christine, I'm grateful for your kind words about my approach to the mortgage process. I'm pleased to know you felt the experience was top notch from start to finish. If you ever need assistance in the future, please feel free to reach out.
Always a pleasure working with Victor! Every aspect of the process is handled with expertise and thoroughness.
Reply from Victor Bals at CrossCountry Mortgag...
July 20th, 2026 11:15 AM
Thank you, Christine! I'm happy to hear that you found every aspect of the process handled with expertise and thoroughness. It's always a pleasure working with you as well. If you ever need further assistance, feel free to reach out.
Vic made this first home buying experience easy and pleasant. I was scared and worried and he reassured me throughout and we had a great closing!
Reply from Victor Bals at CrossCountry Mortgag...
July 20th, 2026 11:15 AM
I'm pleased to know that I could make your first home buying experience easy and pleasant, Dima. It's good to hear that you felt reassured throughout the process and had a great closing. If you have any more questions or need assistance in...
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The best Financial professional I have ever worked with to receive a mortgage on a new home! Steve & Lisa
Reply from Victor Bals at CrossCountry Mortgag...
June 30th, 2026 08:24 PM
Thanks Steve and Lisa. How's that Yanmar working out for you. Mine has been excellent!!!
Loved the communication throughout the process. Thanks!
Reply from Victor Bals at CrossCountry Mortgag...
June 23rd, 2026 01:15 PM
Nicole, I appreciate your kind words about the communication during the process. Thank you for sharing your positive experience!
Quick response to questions and guidance every step of the way. Also really appreciated the homeowners binder to keep organized!Portal was a little frustrating at times; would ask me to complete tasks I had already done, but overall a great...
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Reply from Victor Bals at CrossCountry Mortgag...
June 19th, 2026 09:10 PM
Thank you, Maureen, for sharing your experience. I'm pleased to know that you appreciated the quick responses and guidance, as well as the homeowners binder. I apologize for any frustration with the portal and appreciate your understanding....
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Very informative and professional!!
Reply from Victor Bals at CrossCountry Mortgag...
June 14th, 2026 10:41 PM
Thank you for your kind words, William. I'm happy to hear that you found the service informative and professional. If there's anything else I can do for you, please let me know.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095