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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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Reviews from Web
Victor always is above what is expected. The process is long and brutal sometimes but he always educates on why and stays on top of every single item. His awareness of the property tax escalation probably saved us 10's of thousands of dollars....
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Reply from Victor Bals at CrossCountry Mortgag...
June 1st, 2026 07:14 PM
Brian, I'm grateful for your kind words and pleased to hear that my guidance and attention to detail were helpful during the process. It's great to know that addressing the property tax escalation made a significant difference for you. If there's...
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We had a great experience with Victor and his team. Vics knowledge of the industry and the process is absolutely unparalleled. Vic specializes in giving a personal touch and experience to a process and purchase that will be the largest any...
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Reply from Owner
June 14th, 2026 10:42 PM
I'm grateful you had a great experience with my team and me, Austin. It's good to know that my industry knowledge and personal touch made the process more manageable for you. Thank you for your kind words, and if you ever need further guidance,...
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Victor is unparalleled in his knowledge of making difficult mortgages work. All mortgages are a hard process for self employed people, Vic helps make them as easy as possible and is the absolute fastest, most reachable of any mortgage originator...
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Reply from Victor Bals at CrossCountry Mortgag...
June 1st, 2026 06:10 PM
Austin, Shingo and I are grateful for your kind words and recommendation. It's good to know that my efforts to simplify the mortgage process for self-employed individuals have been helpful. If you ever need further assistance, please feel free...
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Always a pleasure working with Vic
Reply from Victor Bals at CrossCountry Mortgag...
May 25th, 2026 12:11 PM
Likewise Marissa. Talk soon.
Everything was prompt professional and kind Overall very happy
Reply from Victor Bals at CrossCountry Mortgag...
March 14th, 2026 08:57 PM
Marissa, I'm pleased to know that you were happy with the prompt and professional service. It's great to hear your positive feedback about the experience. Should you have any questions or need assistance in the future, feel free to reach out....
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Victor was always available to answer any questions . He explained things thoroughly , presented all the information and options when it came time to decision making. We are so thankful to have has Vic walking through this process with us!
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Reply from Victor Bals
March 6th, 2026 04:06 PM
It's wonderful to know that you found the communication and support helpful during your process, Allison. I'm pleased I could assist you by explaining everything thoroughly and providing all the necessary information for your decision-making....
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Thanks Vic and team, always accessable and knowledgeable.
Reply from Victor Bals at CrossCountry Mortgag...
February 9th, 2026 04:58 PM
I'm glad to hear that you found my team and me accessible and knowledgeable. Thank you for your feedback, Alan. If you need further assistance, don't hesitate to reach out.
Vic and his team are amazing they go out of their way to find you the best mortgage possible for your needs, they are very knowledgeable helpful and friendly, I would recommend them to anyone.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I'm pleased to know that you found my team's efforts in securing the best mortgage for you to be helpful. Your recommendation means a lot, and it's great to hear that our knowledge and approach made a positive difference for you. Thank you...
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Great communication from start to finish. It's always nice to be working with another professional.
Reply from Owner
February 19th, 2026 12:12 AM
I appreciate your kind words, Jeff. It's always rewarding to work alongside other professionals who value effective communication. I'm glad the experience met your expectations.
Great communication from start to finish. It's always nice to be working with another professional.
Reply from Owner
March 5th, 2026 12:00 AM
I appreciate your kind words, Jeff. It's always rewarding to work alongside other professionals who value effective communication. I'm glad the experience met your expectations.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095