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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Process was very easy and communication was clear and timely.
Reply from Victor Bals at CrossCountry Mortgag...
October 17th, 2026 12:15 PM
I'm pleased to know that you found the process easy and the communication clear, Mikeyla. At CrossCountry Mortgage, LLC, ensuring a smooth experience is always my priority.
Great team here! Simple process it was a pleasure to work with them.
Reply from Owner
October 17th, 2026 12:16 PM
Dan, I'm pleased to know that you had a good experience with the team at CrossCountry Mortgage, LLC. It was a pleasure working with you as well.
Vic and his team pay attention to every detail and work extremely hard to make the process smooth and painless! Great team great company
- Dan N
Reply from Victor Bals at CrossCountry Mortgag...
October 16th, 2026 03:09 PM
Daniel, I'm pleased to know that you had such a smooth and painless process with me and my team. At CrossCountry Mortgage, LLC, we strive to pay attention to every detail to ensure a great experience. Thank you for your kind words!
He was responsive, communicative, and did a great job keeping everyone informed and the transaction moving toward closing. Shingo was also incredibly helpful throughout the process, and together they made a great team. Most importantly, they...
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Reply from Victor Bals at CrossCountry Mortgag...
October 7th, 2026 06:08 PM
Mckenze, I'm pleased to know that you had a positive experience with both Shingo and me at CrossCountry Mortgage, LLC. It's wonderful to hear that our teamwork and communication contributed to a smooth transaction for your buyer. I look forward...
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No pressure to meet some arbitrary deadline and always respectfull.
Reply from Victor Bals
September 28th, 2026 10:40 AM
Donald, I appreciate your feedback and am glad to hear you felt no pressure and found the process respectful. At CrossCountry Mortgage, LLC, we strive to provide a stress-free experience for our clients.
Very helpful and made my difficult mortgage possible. Response time to questions was always fast and everything was explained thoroughly.
Reply from Victor Bals at CrossCountry Mortgag...
September 28th, 2026 10:40 AM
Kaleb, I appreciate your kind words. I'm happy to hear that I could help make your mortgage process smoother and that you felt well-informed throughout. At CrossCountry Mortgage, LLC, we strive to provide fast and thorough communication for...
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Couldnt ask for a better experience working with Vic. He was very informative and easy to communicate with to get the loan process squared away. Will recommend him to everyone I know!
Reply from Victor Bals
September 8th, 2026 04:02 PM
Steven, I'm thankful for your kind words and recommendation. It's great to hear that you found the process informative and communication smooth. If you need assistance in the future, please don't hesitate to reach out.
Victor Bals at CrossCountry Mortgage has received a review with 5 star rating from Ryan V
Reply from Owner
September 8th, 2026 04:40 PM
Ryan, thank you for the perfect rating! I'm pleased to know you had a great experience with me at CrossCountry Mortgage. If you need any assistance in the future, feel free to reach out.
Everyone is vary friendly and helpful. The process of closing on my new home was clear and detailed.
Reply from Victor Bals at CrossCountry Mortgag...
August 31st, 2026 12:51 PM
Ryan, I appreciate you highlighting the friendliness and helpfulness you experienced. I'm glad to know that the closing process was clear and detailed for you. If there's anything else you need, please feel free to reach out.
10/10 highly recommend Vic Bals!
Reply from Owner
August 25th, 2026 11:27 AM
Andrea, thank you for the high recommendation! I'm glad to know you had a positive experience. If you ever need anything in the future, feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095