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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Couldnt ask for a better experience working with Vic. He was very informative and easy to communicate with to get the loan process squared away. Will recommend him to everyone I know!
Reply from Victor Bals
September 8th, 2026 04:02 PM
Steven, I'm thankful for your kind words and recommendation. It's great to hear that you found the process informative and communication smooth. If you need assistance in the future, please don't hesitate to reach out.
Victor Bals at CrossCountry Mortgage has received a review with 5 star rating from Ryan V
Reply from Owner
September 8th, 2026 04:40 PM
Ryan, thank you for the perfect rating! I'm pleased to know you had a great experience with me at CrossCountry Mortgage. If you need any assistance in the future, feel free to reach out.
Everyone is vary friendly and helpful. The process of closing on my new home was clear and detailed.
Reply from Victor Bals at CrossCountry Mortgag...
August 31st, 2026 12:51 PM
Ryan, I appreciate you highlighting the friendliness and helpfulness you experienced. I'm glad to know that the closing process was clear and detailed for you. If there's anything else you need, please feel free to reach out.
10/10 highly recommend Vic Bals!
Reply from Owner
August 25th, 2026 11:27 AM
Andrea, thank you for the high recommendation! I'm glad to know you had a positive experience. If you ever need anything in the future, feel free to reach out.
Vic makes the process seamless and stress free!
Reply from Victor Bals at CrossCountry Mortgag...
August 12th, 2026 09:10 AM
Andrea, I'm glad to hear that you found the process seamless and stress-free. Making the experience smooth for you is always my goal. If there's anything more I can assist you with, please feel free to let me know.
Victor Bals at CrossCountry Mortgage has received a review with 5 star rating from Tom G
Reply from Owner
August 11th, 2026 07:42 PM
Thank you so much, Tom. It’s been a pleasure serving you once again.
Helped make me feel very comfortable during a very stressful process. Communication was easy and very helpful. Overall loved working with Vick and will highly recommend . Very insightful giving Many helpful tips throughout the process. I am...
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Reply from Victor Bals
August 12th, 2026 09:10 AM
Thomas, I'm glad to hear that you felt comfortable during the process and found the communication easy and helpful. It's great to know that my insights and projections met your expectations. Thank you for your kind words and recommendation.
Communication excellent
Reply from Victor Bals
August 10th, 2026 02:19 PM
Jacob, I appreciate your feedback on the communication. It's nice to know that you found it excellent during your experience. If there's anything else I can assist you with, please let me know.
Amazing all around communication and help.
Reply from Victor Bals at CrossCountry Mortgag...
August 3rd, 2026 11:45 AM
Stephanie, I appreciate your kind words about the communication and help you experienced. It's great to know I could assist you effectively. If you have any more questions or need further assistance, please feel free to reach out.
Victor Bals at CrossCountry Mortgage has received a review with 5 star rating from Brad W
Reply from Owner
July 29th, 2026 04:47 PM
Thank you so much, Brad. It was a pleasure utilizing some creative financing to obtain that second home on the lake like I said you’re gonna need a bigger boat. Take care and thank you.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095