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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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Reviews from Web
My husband and I had the most amazing experience with Vic and his team for the purchase of my father in laws home, all the way from our very first phone call with him, communication with his team along the way, to sitting down at the closing...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Your words mean a lot, Rebecca. It's wonderful to know that the experience of purchasing your father-in-law's home was so positive and meaningful for you and your husband. I truly appreciate your kind remarks about my approach and the support...
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Vic and his team did an amazing job from start to finish with the processing of our mortgage. At the first call, Vic was thorough and laid out what we should expect and what we would need to do to ensure a smooth process. Following that call,...
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Reply from Owner
February 19th, 2026 12:12 AM
Thank you for your thoughtful feedback, Brian. I'm really pleased to know that the mortgage process went smoothly for you. It's great to hear that you appreciated the communication and support throughout. Making sure everything was buttoned...
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Vic and his team did an amazing job from start to finish with the processing of our mortgage. At the first call, Vic was thorough and laid out what we should expect and what we would need to do to ensure a smooth process. Following that call,...
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Reply from Owner
March 5th, 2026 12:00 AM
Thank you for your thoughtful feedback, Brian. I'm really pleased to know that the mortgage process went smoothly for you. It's great to hear that you appreciated the communication and support throughout. Making sure everything was buttoned...
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Quick closing. Seamless transaction. Highly recommended!
Reply from Owner
February 19th, 2026 12:12 AM
I appreciate your feedback on the quick closing and seamless transaction. It means a lot to know you would recommend my services. Thank you!
Quick closing. Seamless transaction. Highly recommended!
Reply from Owner
March 5th, 2026 12:00 AM
I appreciate your feedback on the quick closing and seamless transaction. It means a lot to know you would recommend my services. Thank you!
This was our second time purchasing a home and first time selling. Working with Vic and his team was a different experience from our first time, because of their guidance. They make sure we knew what to expect and what our rights were as seller...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thanks Mao, it was a pleasure working with you.
Flo has been very courteous, patient, and helpful during the process of home buying and will always answer questions throughout the process. Beth has done the same as well and everything was made smooth for us during this time from the team!...
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Reply from Vic Bals at CrossCountry Mortgage
August 6th, 2025 07:10 PM
I'm really glad to hear about your positive experience, Shelby. It sounds like Flo and Beth made a great impact with their courteous and patient support throughout the home buying process. It's reassuring to know everything went smoothly for...
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Flo has been very courteous, patient, and helpful during the process of home buying and will always answer questions throughout the process. Beth has done the same as well and everything was made smooth for us during this time from the team!...
read more
Reply from Owner
February 19th, 2026 12:12 AM
I'm really glad to hear about your positive experience, Shelby. It sounds like Flo and Beth made a great impact with their courteous and patient support throughout the home buying process. It's reassuring to know everything went smoothly for...
read more
the most professional& knowledgeable group of individuals I have ever worked with. Everything completed as explained & planned in a very timely manner! Amazing team & co-ordination. Steve
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I appreciate your thoughtful feedback, Steven. It's great to hear that you found the process to be both professional and well-coordinated. I'm glad we could meet your expectations and deliver as planned. Your words mean a lot, and I'm grateful...
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I have owned multiple homes over my lifetime, But working with Victor & Lysa at Lake Trust Credit Union has been one of the most rewarding experiences I have had dealing with the LT CU team.
Steve & Lisa
Reply from Owner
August 5th, 2025 12:00 AM
Steven thank you so much for this review! Your support means a lot and we appreciate your feedback!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095