

Trowell Jernigan
Mortgage Loan Originator


University of Georgia
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the ri... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
He was professional, knowledgeable and friendly while making the whole process seem easy. I would highly recommend him to anyone who needed help in this field.
Very helpful. Easy to work with. Explained the whole process upfront . Was always available to answer questions along the way. Explained the different types of loans and lengths of the loans that would be best for us. Was able to lock us in...
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This was only our second time buying a house in 20+ years of marriage so I wasn't sure what to expect but everything went very smoothly. We had low credit scores and a bankruptcy in our past so I was nervous about getting a loan but not only...
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Easy to work with. To the point and gets the job done. Worked hard to get me the best loan possible. Very knowledgeable and amazing attention to detail. Highly recommend.
Trowell was fantastic! Being this was my first home purchase, I had no idea what I was doing. Trowell was always available to answer questions and never made me feel stupid for asking anything. The turn around time was quick and painless, the...
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Trowell went the extra mile to close our loan ahead of time and was super helpful in every aspect of the buying process. There is nothing that could have been improved. He is a great lender and a genuine person that cares about his customers....
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I was going through a divorce and felt very overwhelmed in my new situation on my own. I feel very uncomfortable with business issues. Trowell was very understanding and supportive in helping me through each step. The process went smoothly...
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He was great with getting everything done on time and we were so happy with our low rate ! We used Trowell for a investment property we bought and purchasing our home
Lender was awesome, always called back at anytime when I had questions to explain the process to me. He made sure it was a smooth transaction and we actually closed two days earlier.
I would highly recommend Trowell and Element Funding for everyone. We had the opportunity to close on several homes in the past 2 years and it is always a very easy and professional transaction. They treat you like family, Thank you again!
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About
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the right professional guide you through the process is essential.
Whether buying your first home, second home, manufactured home, vacation home, or investment home, you need to know your options. I take the time to understand your goals and financial situation, then explain all the options to you so you can make the best financial decision for you and your family.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Non-QM
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
Bank Statement Mortgages
Specialities
First Time Home Buyers
Investors
Manufactured Homes
Second Homes
VA Loans
FHA Loans
Conventional Loans
Self Employed Buyers
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Education
- University of GeorgiaBusiness Management

Memberships
- Georgia Upstate Board of Realtors
- MBAG
- Athens Area Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 450353
- Georgia
- South Carolina
Gallery



Awards
GULBOR Business Pa...
GULBOR Business Pa...
GULBOR Business Pa...
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Achievements
- Multiple sales awards throughout my 27 years in the business
Hobbies
- Biking
- Skiing
- Volunteering
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Disclaimer
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site ( www.consumerfinance.gov/hmda).