Trowell Jernigan
Mortgage Loan Originator
University of Georgia
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the ri...... Show More
Location & Business Hours
Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Trowell made my home buying purchase easy and seamless. He was very helpful and quick to answer any questions I had. If you need a lender, reach out to Trowell he will make it happen!
Reply from Trowell Jernigan
July 9th, 2026 04:48 PM
Thank you for the review Carol. Feel free to call me with any financial questions you have down the road.
Trowell and the team at TotalBank are great to work with! Excellent communication and service.
Reply from Trowell Jernigan
July 9th, 2026 04:50 PM
Tracey, Thanks for the review. If I can ever help in the future, always feel free to give me a call.
Trowell and the team and Total Bank were excellent to work with. He helped my wife and I in getting a refinance loan so we can renovate our house and turn it into our dream home. We had unique circumstance which they were easily able to navigate....
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Reply from Owner
November 21st, 2025 04:19 PM
Thanks Paul. It was great working with you and always feel free to call if you ever have a financing question down the road. I am always here to help anyway I can. I hope the renovations you make, turn the house into the dream home you want....
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Exceptionally professional and efficient finance person. I worked with him three times and he has done an excellent job. Also has helped me pro bono with some small things. Could not recommend him any stronger.
Reply from Owner
November 21st, 2025 04:21 PM
Thanks Athanasios. It has always been a pleasure working with you. You know you can call me anytime if you ever have a question.
I had the pleasure of working with Trowell on one of my clients listings. From start to finish he was amazing. I highly recommend Trowell for all your financing needs!
Reply from Trowell Jernigan
July 9th, 2026 04:51 PM
Thanks Becky. If I can ever help you or your clients in anyway, just give me a call.
This was my husband and i first time bying a home. We had so many questions and at times felt we were over or heads but every time we had any question we would reach out to Trowell and he made sure we fully understood everything. very fast...
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We have worked with Trowell Jernigan on both personal loans for our last two homes and professionally as a lender for real estate clients. Trowell is a true professional who not only knows his business, he take the time to ensure you do as...
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Reply from Owner
June 4th, 2025 11:24 AM
Thanks Bo. It has always been a pleasure working with you. Feel free to call anytime if you ever have a question down the road.
It wasn't the best time for a move. Trowell was amazing. He was supportive, guided us to make the best decision for US. The most amazing mortgage process ever.
Reply from Owner
June 4th, 2025 11:25 AM
Thanks Dawn. It was a pleasure working with you. Feel free to call anytime if you ever have a question down the road.
We have been fortunate enough to have Trowell help us with the purchase of our last 2 homes. Hands down he is THE BEST there is! We were self-employed and had some hurdles to overcome in order to qualify for a traditional mortgage. Both times...
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Reply from Owner
June 4th, 2025 11:25 AM
Thanks Melissa. I love repeat clients. It was a pleasure working with you. Feel free to call anytime if you ever have a question down the road.
We have been fortunate enough to have Trowell help us with the purchase of our last 2 homes. Hands down he is THE BEST there is! We were self-employed and had some hurdles to overcome in order to qualify for a traditional mortgage. Both times...
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About
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the right professional guide you through the process is essential.
Whether buying your first home, vacation home, or investment home, you need to know your options. I take the time to understand your goals and financial situation, then explain all the options to you so you can make the best financial decision for you and your family.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Education
- University of GeorgiaBusiness Management
Memberships
- Georgia Upstate Board of Realtors
- MBAG
- Athens Area Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 450353
Awards
GULBOR Business Pa...
GULBOR Business Pa...
GULBOR Business Pa...
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Achievements
- Multiple sales awards throughout my 27 years in the business
Hobbies
- Biking
- Skiing
- Volunteering
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Disclaimer
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site ( www.consumerfinance.gov/hmda).