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Trowell Jernigan - Mortgage Loan Originator in Watkinsville, GA

Trowell Jernigan

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Mortgage Loan Originator

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University of Georgia
University of Georgia
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home.  Your home is one of the largest financial decisions you will ever make, so having the ri... Show More
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University of Georgia
University of Georgia
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Overall Ratings
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Reviews from Web
  • google
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    Brett C
    Posted on September 2nd, 2026 06:20 PM
    Trowell made the home buying process very easy. He was great with communication and taking the time to explain everything.
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    Brett S C
    Hartwell, GA
    Posted on September 2nd, 2026 06:17 PM
    Trowell was awesome. He made the loan process very clear through texts, phone calls, and his videos and took the time to explain anything that I had questions about.
    Reply from Trowell Jernigan
    September 3rd, 2026 11:49 AM
    Thanks Brett. I am always here to help any way I can, so feel free to call me with any questions you have down the road. Hope y'all enjoy your new home.
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    Ida M C
    Hartwell, GA
    Posted on September 2nd, 2026 12:16 AM
    Trowell was wonderful the entire experience. He is beyond knowledgeable & answered any and all questions at any hour. Super dedicated individual who was a pleasure during what can be a stressful process.
    Reply from Trowell Jernigan
    September 2nd, 2026 11:52 AM
    Thanks MaKayla for the review. It was a pleasure working with y'all. I hope you are getting settled into your new home. I am here to help answer any questions you have down the road, so always feel free to give me a call if ever have a question...
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    Parker E
    Posted on August 27th, 2026 11:59 PM
    We just bought our first house and working with Trowell was an absolute cake walk, he makes everything feel easy and run smooth, will absolutely recommend him to anyone that might be looking at buying a house.
    Reply from Owner
    September 2nd, 2026 11:48 AM
    Thanks Parker. I hope y'all enjoy your new home. Feel free to call me anytime something comes up that you have a question about. I am always happen to help.
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    Jordan E H
    ROYSTON, GA
    Posted on July 27th, 2026 03:13 PM
    Trowell was very helpful througout this entire process . He would answer any questions we had in a fast time We are very thankful he was the one to help us get settled!
    Reply from Trowell Jernigan
    July 27th, 2026 05:07 PM
    Thanks so much for the review. Feel free to reach out if you ever have any questions down the road.
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    Mary J T
    Posted on July 24th, 2026 04:33 PM
    Trowell Jernigan has received a review with 5 star rating from Mary J T
    Reply from Owner
    July 27th, 2026 05:08 PM
    Thank you for the review.
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    John T
    Elberton, GA
    Posted on July 24th, 2026 04:32 PM
    The agents provided a detailed description of the forms we were signings and made everyone feel comfortable. We had a good understanding of the process and we were able to make the signing a positive experience for everyone involved.
    Reply from Trowell Jernigan
    July 24th, 2026 04:38 PM
    Thanks for the review. Feel free to call me anytime if you ever have a question down the road.
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    Jackson P
    CANON, GA
    Posted on July 17th, 2026 03:10 PM
    This is the 2nd house we have worked with Trowell with and he is great to work with
    Reply from Trowell Jernigan
    July 17th, 2026 03:25 PM
    Thanks for the review Jackson. It was great working with you again. I hope y'all enjoy your new home. Feel free to call me anytime with any questions down the road.
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    Catherine B D
    STATHAM, GA
    Posted on July 17th, 2026 01:29 AM
    Trowell was incredible! So quick to answer any question, always had very thorough explanations, made sure we felt confident and comfortable before ever moving to the next step, and cared deeply about us and our purchase. I was so thankful to...
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    Reply from Trowell Jernigan
    July 17th, 2026 12:33 PM
    Thank you Brooke. I was great working with you on your new home purchase. I hope y'all enjoy your first home and always feel free to call me with any questions you have in the future. I am always hear to help any way I can.
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    Justan R M
    HARTWELL, GA
    Posted on July 14th, 2026 01:04 PM
    Very informative and always ready to answrr any questions
    Reply from Trowell Jernigan
    July 17th, 2026 12:29 PM
    It was great working with you Justan. I hope you enjoy your new home and always feel free to call me if you ever have any questions. Thank you for allowing me to assist you with your new home purchase.
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    About
    With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home.  Your home is one of the largest financial decisions you will ever make, so having the right professional guide you through the process is essential. Whether buying your first home, second home, manufactured home, vacation home, or investment home, you need to know your options.  I take the time to understand your goals and financial situation, then explain all the options to you so you can make the best financial decision for you and your family.
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Non-QM
    Self-Employed Mortgages
    Cash-Out Refinances
    Investor Mortgages
    Bank Statement Loans
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    Non-QM
    Bank Statement Mortgages
    Specialities
    First Time Home Buyers
    Investors
    Manufactured Homes
    Second Homes
    VA Loans
    FHA Loans
    Conventional Loans
    Self Employed Buyers
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    Education
    • University of Georgia
      Business Management
      University of Georgia logo
    Memberships
    • Georgia Upstate Board of Realtors
    • MBAG
    • Athens Area Realtors
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 450353
    • Georgia
    • South Carolina
    Gallery
    Trowell Jernigan - Gallery Photo
    Trowell Jernigan - Gallery Photo
    Trowell Jernigan - Gallery Photo
    Awards
    GULBOR Business Pa...
    GULBOR Business Pa...
    GULBOR Business Pa...
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    Achievements
    • Multiple sales awards throughout my 27 years in the business
    Hobbies
    • Biking
    • Skiing
    • Volunteering
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    Disclaimer
    The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site ( www.consumerfinance.gov/hmda).