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Trowell Jernigan - Mortgage Loan Originator in Watkinsville, GA

Trowell Jernigan

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Mortgage Loan Originator

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University of Georgia
University of Georgia
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home.  Your home is one of the largest financial decisions you will ever make, so having the ri... Show More
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University of Georgia
University of Georgia
Location & Business Hours
Business Hours
Sat
24 hours
Sun
24 hours(Open now)
Mon
24 hours
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Reviews from Web
  • Encompass
    J
    Joshua C N
    DANIELSVILLE, GA
    Posted on November 4th, 2026 01:57 PM
    Trowell was knowledgeable, responsive, patient, and overall just incredibly helpful. We have worked with him multiple times over the years and woldnt hesitate to work with him again. we would recommend him to anyone we know.
    read more
    Reply from Trowell Jernigan
    November 4th, 2026 02:26 PM
    Thanks Josh for the review. It was great working with you again. Always feel free to reach out with any questions down the road and I hope you enjoy your new home.
  • Encompass
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    Lisa P R
    Madison, GA
    Posted on October 26th, 2026 01:42 PM
    This was my 2nd home mortgage process with Trowell and both have been solid! He understood all the moving parts of my unique situation and found the best option! Underwriting was smooth and the online experience was on point!
    read more
    Reply from Trowell Jernigan
    October 26th, 2026 01:51 PM
    Thank you Lisa. It was great working with you again. I am always here to help any way I can so let me know if you ever need anything down the road. Thanks again.
  • Encompass
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    Benjamin M
    ELBERTON, GA
    Posted on October 7th, 2026 03:09 PM
    Trowell did a fantastic job.
    Reply from Trowell Jernigan
    October 7th, 2026 06:54 PM
    Thanks Ben. I was great working with you and I hope you enjoy your new home. If you ever have a question about financing, always feel free to reach out.
  • Encompass
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    Wendy B
    STARR, SC
    Posted on September 23rd, 2026 04:56 PM
    Trowel was a great communicator, always accessible for questions, very attentive, and also had a great team and software that kept us informed and updated.
    Reply from Trowell Jernigan
    September 23rd, 2026 05:56 PM
    Thanks Wendy. I hope you enjoy your new home. Always feel free to reach out if you ever have a financing question come up. I am here to help any way I can. It was great working with you.
  • Encompass
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    Mark B
    STARR, SC
    Posted on September 19th, 2026 01:43 PM
    Very good communication. Kept us informed every step of the way and extremely available for questions.
    Reply from Trowell Jernigan
    September 21st, 2026 12:41 PM
    I'm pleased to hear that you appreciated my communication and availability throughout the process, Mark. If you ever have any financing questions in the future, always feel free to give me a call. I hope y'all enjoy your new home.
  • Encompass
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    Kristi D H
    ROYSTON, GA
    Posted on September 15th, 2026 01:26 PM
    Trowell was very professional and sympathetic to my fears of being a first time home buyer. He was always patient and helped me through the process with kindness and I felt very comfortable talking to him about my concerns, he answered all...
    read more
    Reply from Trowell Jernigan
    September 15th, 2026 01:41 PM
    Kristi, It was great working with you. I hope you enjoy you new home. Feel free to give me a call if you ever have a question in the future. I am always here to help any way I can. Thanks again for trusting me with your home financing needs....
    read more
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    Brett C
    Posted on September 2nd, 2026 06:20 PM
    Trowell made the home buying process very easy. He was great with communication and taking the time to explain everything.
    Reply from Owner
    September 15th, 2026 01:39 PM
    Thanks Brett. I was great working with you and always feel free to call me with any questions you have in the future. I am always here to help any way I can.
  • Encompass
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    Brett S C
    Hartwell, GA
    Posted on September 2nd, 2026 06:17 PM
    Trowell was awesome. He made the loan process very clear through texts, phone calls, and his videos and took the time to explain anything that I had questions about.
    Reply from Trowell Jernigan
    September 3rd, 2026 11:49 AM
    Thanks Brett. I am always here to help any way I can, so feel free to call me with any questions you have down the road. Hope y'all enjoy your new home.
  • Encompass
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    Ida M C
    Hartwell, GA
    Posted on September 2nd, 2026 12:16 AM
    Trowell was wonderful the entire experience. He is beyond knowledgeable & answered any and all questions at any hour. Super dedicated individual who was a pleasure during what can be a stressful process.
    Reply from Trowell Jernigan
    September 2nd, 2026 11:52 AM
    Thanks MaKayla for the review. It was a pleasure working with y'all. I hope you are getting settled into your new home. I am here to help answer any questions you have down the road, so always feel free to give me a call if ever have a question...
    read more
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    Parker E
    Posted on August 27th, 2026 11:59 PM
    We just bought our first house and working with Trowell was an absolute cake walk, he makes everything feel easy and run smooth, will absolutely recommend him to anyone that might be looking at buying a house.
    Reply from Owner
    September 2nd, 2026 11:48 AM
    Thanks Parker. I hope y'all enjoy your new home. Feel free to call me anytime something comes up that you have a question about. I am always happen to help.
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    About
    With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home.  Your home is one of the largest financial decisions you will ever make, so having the right professional guide you through the process is essential. Whether buying your first home, second home, manufactured home, vacation home, or investment home, you need to know your options.  I take the time to understand your goals and financial situation, then explain all the options to you so you can make the best financial decision for you and your family.
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Non-QM
    Self-Employed Mortgages
    Cash-Out Refinances
    Investor Mortgages
    Bank Statement Loans
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    Non-QM
    Bank Statement Mortgages
    Specialities
    First Time Home Buyers
    Investors
    Manufactured Homes
    Second Homes
    VA Loans
    FHA Loans
    Conventional Loans
    Self Employed Buyers
    What is the Search Rank Score®?
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    Education
    • University of Georgia
      Business Management
      University of Georgia logo
    Memberships
    • Georgia Upstate Board of Realtors
    • MBAG
    • Athens Area Realtors
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 450353
    • Georgia
    • South Carolina
    Gallery
    Trowell Jernigan - Gallery Photo
    Trowell Jernigan - Gallery Photo
    Trowell Jernigan - Gallery Photo
    Awards
    GULBOR Business Pa...
    GULBOR Business Pa...
    GULBOR Business Pa...
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    Achievements
    • Multiple sales awards throughout my 27 years in the business
    Hobbies
    • Biking
    • Skiing
    • Volunteering
    • View All
    Disclaimer
    The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site ( www.consumerfinance.gov/hmda).