Trowell Jernigan
Mortgage Loan Originator
University of Georgia
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the ri... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Trowel was a great communicator, always accessible for questions, very attentive, and also had a great team and software that kept us informed and updated.
Reply from Trowell Jernigan
September 23rd, 2026 05:56 PM
Thanks Wendy. I hope you enjoy your new home. Always feel free to reach out if you ever have a financing question come up. I am here to help any way I can. It was great working with you.
Very good communication. Kept us informed every step of the way and extremely available for questions.
Reply from Trowell Jernigan
September 21st, 2026 12:41 PM
I'm pleased to hear that you appreciated my communication and availability throughout the process, Mark. If you ever have any financing questions in the future, always feel free to give me a call. I hope y'all enjoy your new home.
Trowell was very professional and sympathetic to my fears of being a first time home buyer. He was always patient and helped me through the process with kindness and I felt very comfortable talking to him about my concerns, he answered all...
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Reply from Trowell Jernigan
September 15th, 2026 01:41 PM
Kristi, It was great working with you. I hope you enjoy you new home. Feel free to give me a call if you ever have a question in the future. I am always here to help any way I can. Thanks again for trusting me with your home financing needs....
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Trowell made the home buying process very easy. He was great with communication and taking the time to explain everything.
Reply from Owner
September 15th, 2026 01:39 PM
Thanks Brett. I was great working with you and always feel free to call me with any questions you have in the future. I am always here to help any way I can.
Trowell was awesome. He made the loan process very clear through texts, phone calls, and his videos and took the time to explain anything that I had questions about.
Reply from Trowell Jernigan
September 3rd, 2026 11:49 AM
Thanks Brett. I am always here to help any way I can, so feel free to call me with any questions you have down the road. Hope y'all enjoy your new home.
Trowell was wonderful the entire experience. He is beyond knowledgeable & answered any and all questions at any hour. Super dedicated individual who was a pleasure during what can be a stressful process.
Reply from Trowell Jernigan
September 2nd, 2026 11:52 AM
Thanks MaKayla for the review. It was a pleasure working with y'all. I hope you are getting settled into your new home. I am here to help answer any questions you have down the road, so always feel free to give me a call if ever have a question...
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We just bought our first house and working with Trowell was an absolute cake walk, he makes everything feel easy and run smooth, will absolutely recommend him to anyone that might be looking at buying a house.
Reply from Owner
September 2nd, 2026 11:48 AM
Thanks Parker. I hope y'all enjoy your new home. Feel free to call me anytime something comes up that you have a question about. I am always happen to help.
Trowell was very helpful througout this entire process . He would answer any questions we had in a fast time We are very thankful he was the one to help us get settled!
Reply from Trowell Jernigan
July 27th, 2026 05:07 PM
Thanks so much for the review. Feel free to reach out if you ever have any questions down the road.
Trowell Jernigan has received a review with 5 star rating from Mary J T
Reply from Owner
July 27th, 2026 05:08 PM
Thank you for the review.
The agents provided a detailed description of the forms we were signings and made everyone feel comfortable. We had a good understanding of the process and we were able to make the signing a positive experience for everyone involved.
Reply from Trowell Jernigan
July 24th, 2026 04:38 PM
Thanks for the review. Feel free to call me anytime if you ever have a question down the road.
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About
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the right professional guide you through the process is essential.
Whether buying your first home, second home, manufactured home, vacation home, or investment home, you need to know your options. I take the time to understand your goals and financial situation, then explain all the options to you so you can make the best financial decision for you and your family.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Non-QM
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
Bank Statement Mortgages
Specialities
First Time Home Buyers
Investors
Manufactured Homes
Second Homes
VA Loans
FHA Loans
Conventional Loans
Self Employed Buyers
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Education
- University of GeorgiaBusiness Management
Memberships
- Georgia Upstate Board of Realtors
- MBAG
- Athens Area Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 450353
- Georgia
- South Carolina
Gallery
Awards
GULBOR Business Pa...
GULBOR Business Pa...
GULBOR Business Pa...
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Achievements
- Multiple sales awards throughout my 27 years in the business
Hobbies
- Biking
- Skiing
- Volunteering
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Disclaimer
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site ( www.consumerfinance.gov/hmda).