

Trowell Jernigan
Mortgage Loan Originator


University of Georgia
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the ri... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
We have worked with Trowell Jernigan on both personal loans for our last two homes and professionally as a lender for real estate clients. Trowell is a true professional who not only knows his business, he take the time to ensure you do as...
read more
Reply from Owner
June 4th, 2025 11:24 AM
Thanks Bo. It has always been a pleasure working with you. Feel free to call anytime if you ever have a question down the road.
It wasn't the best time for a move. Trowell was amazing. He was supportive, guided us to make the best decision for US. The most amazing mortgage process ever.
Reply from Owner
June 4th, 2025 11:25 AM
Thanks Dawn. It was a pleasure working with you. Feel free to call anytime if you ever have a question down the road.
We have been fortunate enough to have Trowell help us with the purchase of our last 2 homes. Hands down he is THE BEST there is! We were self-employed and had some hurdles to overcome in order to qualify for a traditional mortgage. Both times...
read more
Reply from Owner
June 4th, 2025 11:25 AM
Thanks Melissa. I love repeat clients. It was a pleasure working with you. Feel free to call anytime if you ever have a question down the road.
We have been fortunate enough to have Trowell help us with the purchase of our last 2 homes. Hands down he is THE BEST there is! We were self-employed and had some hurdles to overcome in order to qualify for a traditional mortgage. Both times...
read more
I have known Trowell for over 20 years. He is a great guy who is dependable,
trustworthy & truly cares about his clients.
Reply from Owner
June 4th, 2025 11:30 AM
Thanks Kay. I have enjoyed the friendship over the years. I hope you business continues to grow.
Trowell has helped us with two home purchases now and we couldn’t be happier with the service he provided. He was the most dependable, responsive, and patient professional that we used in all of our home buying experience. He held our hands...
read more
Reply from Owner
June 4th, 2025 11:31 AM
Thanks Jocelyn. I love repeat customers. It was a pleasure working with you again. Feel free to call anytime if you ever have a question down the road.
Trowell is an excellent man on top of being a great lender. He went above and beyond making sure my wife and I knew every detail about the loan for our first house. Truly a pleasure to work with. Several times, I took up his offer to call anytime...
read more
Reply from Owner
June 4th, 2025 11:32 AM
Thanks Ethan. It was a pleasure helping you get into your first home. Feel free to call anytime if you ever have a question down the road.
Trowell goes out of his way to help you get the best mortgage for you. He keeps you well informed of progress and what is needed at every step. He found us a below 6% mortgage rate when most everything was 6.3 - 6.5%. We HIGHLY RECOMMEND Trowell!!...
read more
Reply from Owner
June 4th, 2025 11:34 AM
Thanks Tom. It was great working with you. If you ever have a question, feel free to call me anytime.
Trowell was a great lender to work with. He was very professional and knowledgeable, he answered all of the questions we had. He made the experience of buying our first home very easy. We would highly recommend him!
I recently purchased my first home and Trowell was a tremendous help! Whenever I need clarity on numbers , he always had an answer. I felt like my finances were in great hands with Trowell. Would highly recommend him to anyone!
Reply from Owner
June 4th, 2025 11:35 AM
Thanks Alexus. It was great working with you and getting to know you. If you ever have a question, feel free to call me anytime.
21–30 of 59
About
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the right professional guide you through the process is essential.
Whether buying your first home, second home, manufactured home, vacation home, or investment home, you need to know your options. I take the time to understand your goals and financial situation, then explain all the options to you so you can make the best financial decision for you and your family.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Non-QM
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
Bank Statement Mortgages
Specialities
First Time Home Buyers
Investors
Manufactured Homes
Second Homes
VA Loans
FHA Loans
Conventional Loans
Self Employed Buyers
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- University of GeorgiaBusiness Management

Memberships
- Georgia Upstate Board of Realtors
- MBAG
- Athens Area Realtors
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 450353
- Georgia
- South Carolina
Gallery



Awards
GULBOR Business Pa...
GULBOR Business Pa...
GULBOR Business Pa...
View All
Achievements
- Multiple sales awards throughout my 27 years in the business
Hobbies
- Biking
- Skiing
- Volunteering
View All
Disclaimer
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site ( www.consumerfinance.gov/hmda).