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Trowell Jernigan - Mortgage Loan Originator in Watkinsville, GA

Trowell Jernigan

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Mortgage Loan Originator

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University of Georgia
University of Georgia
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home.  Your home is one of the largest financial decisions you will ever make, so having the ri... Show More
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University of Georgia
University of Georgia
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
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    Richard B
    Posted on June 1st, 2025 09:17 PM
    We have worked with Trowell Jernigan on both personal loans for our last two homes and professionally as a lender for real estate clients. Trowell is a true professional who not only knows his business, he take the time to ensure you do as...
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    Reply from Owner
    June 4th, 2025 11:24 AM
    Thanks Bo. It has always been a pleasure working with you. Feel free to call anytime if you ever have a question down the road.
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    Dawn G
    Posted on May 17th, 2025 10:12 PM
    It wasn't the best time for a move. Trowell was amazing. He was supportive, guided us to make the best decision for US. The most amazing mortgage process ever.
    Reply from Owner
    June 4th, 2025 11:25 AM
    Thanks Dawn. It was a pleasure working with you. Feel free to call anytime if you ever have a question down the road.
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    Melissa S G
    Posted on May 15th, 2025 04:56 PM
    We have been fortunate enough to have Trowell help us with the purchase of our last 2 homes. Hands down he is THE BEST there is! We were self-employed and had some hurdles to overcome in order to qualify for a traditional mortgage. Both times...
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    Reply from Owner
    June 4th, 2025 11:25 AM
    Thanks Melissa. I love repeat clients. It was a pleasure working with you. Feel free to call anytime if you ever have a question down the road.
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    Mslabodaguzik
    Danielsville, GA
    Posted on May 15th, 2025 12:00 AM
    We have been fortunate enough to have Trowell help us with the purchase of our last 2 homes. Hands down he is THE BEST there is! We were self-employed and had some hurdles to overcome in order to qualify for a traditional mortgage. Both times...
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    Kay N
    Posted on May 14th, 2025 07:02 PM
    I have known Trowell for over 20 years. He is a great guy who is dependable, trustworthy & truly cares about his clients.
    Reply from Owner
    June 4th, 2025 11:30 AM
    Thanks Kay. I have enjoyed the friendship over the years. I hope you business continues to grow.
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    Jocelyn R
    Posted on May 8th, 2025 10:12 PM
    Trowell has helped us with two home purchases now and we couldn’t be happier with the service he provided. He was the most dependable, responsive, and patient professional that we used in all of our home buying experience. He held our hands...
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    Reply from Owner
    June 4th, 2025 11:31 AM
    Thanks Jocelyn. I love repeat customers. It was a pleasure working with you again. Feel free to call anytime if you ever have a question down the road.
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    Ethan J
    Posted on May 7th, 2025 12:59 PM
    Trowell is an excellent man on top of being a great lender. He went above and beyond making sure my wife and I knew every detail about the loan for our first house. Truly a pleasure to work with. Several times, I took up his offer to call anytime...
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    Reply from Owner
    June 4th, 2025 11:32 AM
    Thanks Ethan. It was a pleasure helping you get into your first home. Feel free to call anytime if you ever have a question down the road.
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    Tom S
    Posted on May 7th, 2025 12:20 PM
    Trowell goes out of his way to help you get the best mortgage for you. He keeps you well informed of progress and what is needed at every step. He found us a below 6% mortgage rate when most everything was 6.3 - 6.5%. We HIGHLY RECOMMEND Trowell!!...
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    Reply from Owner
    June 4th, 2025 11:34 AM
    Thanks Tom. It was great working with you. If you ever have a question, feel free to call me anytime.
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    Kasie M
    Hartwell, GA
    Posted on May 7th, 2025 12:00 AM
    Trowell was a great lender to work with. He was very professional and knowledgeable, he answered all of the questions we had. He made the experience of buying our first home very easy. We would highly recommend him!
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    Alexus T
    Posted on May 6th, 2025 11:03 AM
    I recently purchased my first home and Trowell was a tremendous help! Whenever I need clarity on numbers , he always had an answer. I felt like my finances were in great hands with Trowell. Would highly recommend him to anyone!
    Reply from Owner
    June 4th, 2025 11:35 AM
    Thanks Alexus. It was great working with you and getting to know you. If you ever have a question, feel free to call me anytime.
  • 21–30 of 59
    About
    With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home.  Your home is one of the largest financial decisions you will ever make, so having the right professional guide you through the process is essential. Whether buying your first home, second home, manufactured home, vacation home, or investment home, you need to know your options.  I take the time to understand your goals and financial situation, then explain all the options to you so you can make the best financial decision for you and your family.
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Non-QM
    Self-Employed Mortgages
    Cash-Out Refinances
    Investor Mortgages
    Bank Statement Loans
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    Non-QM
    Bank Statement Mortgages
    Specialities
    First Time Home Buyers
    Investors
    Manufactured Homes
    Second Homes
    VA Loans
    FHA Loans
    Conventional Loans
    Self Employed Buyers
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    Education
    • University of Georgia
      Business Management
      University of Georgia logo
    Memberships
    • Georgia Upstate Board of Realtors
    • MBAG
    • Athens Area Realtors
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 450353
    • Georgia
    • South Carolina
    Gallery
    Trowell Jernigan - Gallery Photo
    Trowell Jernigan - Gallery Photo
    Trowell Jernigan - Gallery Photo
    Awards
    GULBOR Business Pa...
    GULBOR Business Pa...
    GULBOR Business Pa...
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    Achievements
    • Multiple sales awards throughout my 27 years in the business
    Hobbies
    • Biking
    • Skiing
    • Volunteering
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    Disclaimer
    The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site ( www.consumerfinance.gov/hmda).