

Trowell Jernigan
Mortgage Loan Originator


University of Georgia
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the ri... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
We have bought two homes with Trowell, each with a very different set of finances. He was able to work with what we had to make our dream home purchase happen. He was always more than happy to jump on a phone call whenever I had questions (and...
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Reply from Owner
June 4th, 2025 11:36 AM
Thanks Kasey. I love working with repeat clients and it has always been a pleasure working with you. If you ever have a question, feel free to call me anytime.
We have been very satisfied with our mortgage process with Trowell. We have purchased 3 houses in the past and each time we have chosen Trowell. He is very clear about the process, explained every step, and went above and beyond to make sure...
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Reply from Owner
June 4th, 2025 11:38 AM
Thank you. Its hard to believe its been 3 houses, but it is always a pleasure working with you. Feel free to call me anytime if you ever have a question. Thanks again.
Mr. Jernigan was able to help me recently with some questions about refinance and possibly a heloc loan. This is the second time that I have worked with Mr. Jernigan. He is professional, courteous, efficient, and I would highly recommend him...
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Reply from Owner
June 4th, 2025 11:40 AM
Thanks Allison. Great working with you again. I love repeat clients. I hope you enjoy your new purchase and always feel free to give me a call with any questions.
Trowell was an excellent lender to work with. He made the entire mortgage process smooth and easy to understand, always taking the time to answer my questions and explain each step. His communication was clear and timely, and I always felt...
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Trowell is the best in the business !
Trowell does a wonderful job of answering all our questions and concerns. Walked us through each step, made the home buying process simple and straight-forward. I would recommend Trowell to anyone and everyone that is looking to purchase a...
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I had such a great outcome with Trowell and company that I have already referred someone that is in the process of buying a home.....!!! Thanks again Trowell working with you was smooth and efficient.
I would highly recommend Trowell for anyone’s leanding needs. He is very responsive and keeps everything I professional order. You won’t be disappointed .
I would not change anything or wish that it could of been any better. It started out as being an easy approval and then I started having a few issues. I was getting discouraged about the loan, but they did not and continued to push forward...
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Everything went very smoothly. He was extremely friendly. Had a very good experience. Would recommend him. It was as stress-free as it could possibly be.
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About
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the right professional guide you through the process is essential.
Whether buying your first home, second home, manufactured home, vacation home, or investment home, you need to know your options. I take the time to understand your goals and financial situation, then explain all the options to you so you can make the best financial decision for you and your family.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Non-QM
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
Bank Statement Mortgages
Specialities
First Time Home Buyers
Investors
Manufactured Homes
Second Homes
VA Loans
FHA Loans
Conventional Loans
Self Employed Buyers
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Education
- University of GeorgiaBusiness Management

Memberships
- Georgia Upstate Board of Realtors
- MBAG
- Athens Area Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 450353
- Georgia
- South Carolina
Gallery



Awards
GULBOR Business Pa...
GULBOR Business Pa...
GULBOR Business Pa...
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Achievements
- Multiple sales awards throughout my 27 years in the business
Hobbies
- Biking
- Skiing
- Volunteering
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Disclaimer
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site ( www.consumerfinance.gov/hmda).