Trowell Jernigan
Mortgage Loan Originator
University of Georgia
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the ri... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
This is the 2nd house we have worked with Trowell with and he is great to work with
Reply from Trowell Jernigan
July 17th, 2026 03:25 PM
Thanks for the review Jackson. It was great working with you again. I hope y'all enjoy your new home. Feel free to call me anytime with any questions down the road.
Trowell was incredible! So quick to answer any question, always had very thorough explanations, made sure we felt confident and comfortable before ever moving to the next step, and cared deeply about us and our purchase. I was so thankful to...
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Reply from Trowell Jernigan
July 17th, 2026 12:33 PM
Thank you Brooke. I was great working with you on your new home purchase. I hope y'all enjoy your first home and always feel free to call me with any questions you have in the future. I am always hear to help any way I can.
Very informative and always ready to answrr any questions
Reply from Trowell Jernigan
July 17th, 2026 12:29 PM
It was great working with you Justan. I hope you enjoy your new home and always feel free to call me if you ever have any questions. Thank you for allowing me to assist you with your new home purchase.
Trowell was knowledgeable and a great communcator. He was also there to answer questions and keep us up to date on the process.
Reply from Trowell Jernigan
July 10th, 2026 03:27 PM
Thank you Natalie. It was great working with you on your new home. Always feel free to give me a call if you have any questions down the road. I am here to help even after closing. ************
Trowell made my home buying purchase easy and seamless. He was very helpful and quick to answer any questions I had. If you need a lender, reach out to Trowell he will make it happen!
Reply from Owner
July 9th, 2026 04:48 PM
Thank you for the review Carol. Feel free to call me with any financial questions you have down the road.
Trowell and the team at TotalBank are great to work with! Excellent communication and service.
Reply from Owner
July 9th, 2026 04:50 PM
Tracey, Thanks for the review. If I can ever help in the future, always feel free to give me a call.
Trowell and the team and Total Bank were excellent to work with. He helped my wife and I in getting a refinance loan so we can renovate our house and turn it into our dream home. We had unique circumstance which they were easily able to navigate....
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Reply from Owner
November 21st, 2025 04:19 PM
Thanks Paul. It was great working with you and always feel free to call if you ever have a financing question down the road. I am always here to help anyway I can. I hope the renovations you make, turn the house into the dream home you want....
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Exceptionally professional and efficient finance person. I worked with him three times and he has done an excellent job. Also has helped me pro bono with some small things. Could not recommend him any stronger.
Reply from Owner
November 21st, 2025 04:21 PM
Thanks Athanasios. It has always been a pleasure working with you. You know you can call me anytime if you ever have a question.
I had the pleasure of working with Trowell on one of my clients listings. From start to finish he was amazing. I highly recommend Trowell for all your financing needs!
Reply from Owner
July 9th, 2026 04:51 PM
Thanks Becky. If I can ever help you or your clients in anyway, just give me a call.
This was my husband and i first time bying a home. We had so many questions and at times felt we were over or heads but every time we had any question we would reach out to Trowell and he made sure we fully understood everything. very fast...
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About
With over 27 years of being in the mortgage lending business, I bring a wealth of experience to assist my clients in buying or refinancing their home. Your home is one of the largest financial decisions you will ever make, so having the right professional guide you through the process is essential.
Whether buying your first home, second home, manufactured home, vacation home, or investment home, you need to know your options. I take the time to understand your goals and financial situation, then explain all the options to you so you can make the best financial decision for you and your family.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Non-QM
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
Bank Statement Mortgages
Specialities
First Time Home Buyers
Investors
Manufactured Homes
Second Homes
VA Loans
FHA Loans
Conventional Loans
Self Employed Buyers
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Education
- University of GeorgiaBusiness Management
Memberships
- Georgia Upstate Board of Realtors
- MBAG
- Athens Area Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 450353
- Georgia
- South Carolina
Gallery
Awards
GULBOR Business Pa...
GULBOR Business Pa...
GULBOR Business Pa...
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Achievements
- Multiple sales awards throughout my 27 years in the business
Hobbies
- Biking
- Skiing
- Volunteering
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Disclaimer
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site ( www.consumerfinance.gov/hmda).