

Tracy Geer
Senior Loan Officer | NMLS # 454646

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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There’s not enough space for me to explain how great Tracy and her team were. She was the second person I spoke with regarding a loan and I went with her team the moment I talked to her. Tracy was able to answer all of my questions and provide...
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Reply from Tracy Geer
December 14th, 2023 05:17 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Overall it was a great experience. Tracy helped me every step of the way and was always available when I had a question. Thank you for the help!
Reply from Tracy Geer
December 14th, 2023 03:21 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Tracy was great to work with throughout the process. She was professional while still being very personable and answered any/all questions promptly. I would highly recommend Tracy to anyone for assistance on a mortgage.
Reply from Tracy Geer
December 13th, 2023 03:11 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Our home buying experience was made incredibly easy and worry free thanks to Tracy’s expertise and prompt communication. We have been incredibly grateful to have her by our side during this new transition in our lives!
Reply from Tracy Geer
January 4th, 2024 11:43 AM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Tracy went over and beyond to keep me informed, explaining the process and what we needed to get the loan I desired. She was direct and always friendly. I will refer anyone to her anytime someone tells me they need a home loan or re-mortgage....
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Reply from Tracy Geer
December 6th, 2023 03:21 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Tracy walked me through every step of the way and always had an answer to all of my questions through this process.
Reply from Tracy Geer
January 4th, 2024 11:23 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Tracy made it great!
Reply from Tracy Geer
November 4th, 2023 03:06 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
She was always available and ready to answer questions.
Reply from Tracy Geer
November 3rd, 2023 03:19 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Great customer service and prompt response to any and all of my questions.
Reply from Tracy Geer
October 29th, 2023 01:43 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Tracy was very helpful every step of the way. A couple of particularly notable things are that she helped us lock in the lowest possible interest rate during the time period between our offer being accepted, and the closing date, and she helped...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org