

Tracy Geer
Senior Loan Officer | NMLS # 454646

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy was incredible to work with! She made buying our first home such a delightful and stress free experience. She was readily available at all times whenever we had questions and eased any nerves we had. She always went out of her way to...
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Reply from Tracy Geer
February 10th, 2024 03:21 PM
Thanks for the great feedback. I hope you enjoy your new home!
Tracy is very responsive and answered all of our questions quickly and thoroughly. She had great ideas and offered additional suggestions that helped guide us through the loan process.
Reply from Tracy Geer
February 10th, 2024 02:16 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Tracy never treated me as an application number, she made everything very clear by explaining the process, and what documents were needed. You always hear horror stories about the home buying process I however got very fortunate to have found...
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Reply from Tracy Geer
February 4th, 2024 05:48 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Tracy was fantastic with communication and patience with me through this process. thank you so much.
Reply from Tracy Geer
January 16th, 2024 03:07 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Tracy was a pleasure to work with, very responsive and thoughtful. She went out of her way to make sure we understood everything that was happening at each step of the way. We knew we were in good hands and had an ally looking out for our interests....
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Reply from Tracy Geer
January 14th, 2024 04:05 AM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Made the process easy and the communication was great and very helpful.
Reply from Tracy Geer
January 3rd, 2024 06:54 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Tracy was very helpful and supportive during the entire process, always willing to answer my questions both by phone and email. I also appreciated the use of the portal to upload documents and tracking tasks, and.Roni emailing me updates so...
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Reply from Tracy Geer
December 27th, 2023 09:10 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
great service and speedy and everything explained.
Reply from Tracy Geer
December 24th, 2023 03:09 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
Wonderful experience
Reply from Tracy Geer
December 22nd, 2023 09:17 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Tracy makes the loan process very easy. This isn’t our first time with Tracy and would highly recommend her.
Reply from Tracy Geer
January 4th, 2024 12:03 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org