Tracy Bray
Loan Officer | NMLS ID #310482
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Tracy was quick in response time to any questions we had for her. She kept us in the loop of the stages in processing our loan. We had a wonderful experience in what was a stressful process of buying a house. Thank you so much, Tracy!
Tracy was very responsive and stepped us through the loan process from day one to completion. Very pleasant experience!
Tracy was super supportive with accommodating our many questions and working through the settlement process. She couldn’t have been more professional and helpful. Awesome support.
Tracy was great at communicating and was always available for questions.
She communicate with us and provide us information about all of our questions. She was very professional and knowledgeable and represented the company very well. Thank you Tracy Bray for your Great Service! 😍
Tracy is a true professional, and guided us through the process making our experience memorable. She always made herself available to answer any questions my wife and I had. She also offered valuable advice on all of our options to help us...
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Reply from Tracy Bray
July 5th, 2023 02:28 PM
Lloyd,
Thank you so much for the kind words! It was a pleasure working with you through the process! Hope you LOVE the new place!
Tracy is customer focused, knowledgeable and a problem solver whenever their is an obstacle.
Thank you Tracy for all of your help! You made our home buying process extremely simple and painless, despite the many stressors that typically come with it. Thank you thank you thank you!
Quick and professional
Tracy Bray was very helpful and knowledgeable during this loan process. However the loan processor we where given Marsha Carpenter was one of the most incompetent people I have ever come into contact with. We had to send her multiple items...
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Reply from Tracy Bray
April 28th, 2023 08:08 PM
Hi Dalton, thank you for your constructive feedback. We try hard to keep communication flowing so everyone knows where we are in the process. I am sorry that was not your experience, and our level of service and communication fell short. Your...
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026