Tracy Bray
Loan Officer | NMLS ID #310482
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I had no idea that I would even qualify for any loan at this point. The process appeared seamless. I enjoyed working with Tracy.
Tracy was very patient with my long process of finding a loan. And when it came time to get everything set up for closing, everything was done in a very timely manner. She was able to find any possibility for me to get when I needed in a loan...
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Tracy communicated with us every step of the way. She is great at what she does and makes the process easy!
Tracy never made herself seem unavailable to help in and and every way
Tracy has taken care of us through a few mortgages now, we love working with her!
With the daily rate changes, Tracy stayed on top of informing us of potential changes as we go closer to our lock in date. The online uploading process has been the smoothest that I have seen in mortgage applications. The final process was...
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We didn't have to duplacate work until the very end. However, we knew our closing date with enough time to make arrangements to be present.
Tracy is a wonderful asset and was extremely helpful and communicative the entire way through the process!
Very quick with responses to questions and very knowledgeable. Was a pleasure to work with.
Getting a good interest rate
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026