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Tracy Bray - Loan Officer | NMLS ID #310482 in Leesburg, VA

Tracy Bray

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Loan Officer | NMLS ID #310482

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We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
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    Michael R
    King George, VA
    Posted on January 26th, 2024 01:48 PM
    Tracy was great to work with! We have worked with her multiple times and she’s been great every time!
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    Ashley R
    Posted on January 21st, 2024 07:29 PM
    Tracy was extremely patient, informative and very efficient with all aspects of our home buying experience. She always kept us up-to-date with statuses and made sure we understood what our next steps were. Highly recommend her hard work and...
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  • SFTP
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    Ashley R
    King George, VA
    Posted on January 21st, 2024 07:29 PM
    Tracy was extremely patient, informative and very efficient with all aspects of our home buying experience. She always kept us up-to-date with statuses and made sure we understood what our next steps were. Highly recommend her hard work and...
    read more
  • SFTP
    A
    Asifa S
    Ashburn, VA
    Posted on November 17th, 2023 01:46 PM
    I and my husband had a very positive experience with ACM lending.From first telephone call about getting mortgage until closing, the process of obtaining mortgage went very smooth. We were working with Tracy who was very helpful and pleasant...
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    Tonya B
    Stafford, VA
    Posted on November 11th, 2023 12:00 AM
    Tracy Bray with Atlantic Coast Mortgage is excellent to work with from start to finish. She is very knowledgeable and prompt and is always pleasant. Through the fault of our buyer, our closing date was delayed and Tracy made the process seamless....
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    Raymond B
    Posted on November 10th, 2023 03:06 PM
    Tracy Bray has received a review with 5 star rating from Raymond B
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    Raymond B
    STAFFORD, VA
    Posted on November 10th, 2023 03:06 PM
    The entire process was very simple and efficient.
    Reply from Tracy Bray
    November 10th, 2023 03:14 PM
    I'm truly thankful for your kind words, Raymond (and Tonya). It's great to hear that you found the process simple and efficient. I know it was stressful with the sale of your current home going simultaneously but glad it all worked out!I hope...
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  • SFTP
    M
    Mahmood S
    Ashburn, VA
    Posted on November 8th, 2023 03:10 PM
    Excellent customer service. From the first phone call for to the loan application until the closing, Tracy proved to be very helpful and customer oriented person. She guided us on every step. We both, Asifa and myself, appreciate her help and...
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    Reply from Tracy Bray
    November 10th, 2023 03:12 PM
    Thank you so much for your kind words, Mahmood. I'm thrilled to hear that you found the loan application process to be simple and pleasant. It was my pleasure to guide you and Asifa every step of the way. Your appreciation truly means a lot...
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    Raymond B
    Posted on November 7th, 2023 03:12 PM
    Tracy Bray has received a review with 5 star rating from Raymond B
  • SFTP
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    Tonya B
    STAFFORD, VA
    Posted on November 7th, 2023 03:12 PM
    Our experience with ACM was stress free and Tracy Bray is a wealth of knowledge and the ultimate professional.
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    About
    We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Conventional Loans
    FHA Loan
    USDA Loan
    First Time Home Buyer
    Investor Loan
    Second Home Loan
    Vacation Property Loan
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    Positions
    • Atlantic Coast Mortgage LLC - Loan Officer
      Feb 1st, 2020 - Current

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #310482
    • Licensed in PA, VA
    Disclaimer
    Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026