

Tracy Bray
Loan Officer | NMLS ID #310482

We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Relativrly easy process
Tracy was very good at communication and answered our questions very quickly: she's a true professiona!
Reply from Tracy Bray
March 23rd, 2025 03:27 PM
Thank you so much! It was a pleasure working with both of you! I hope you LOVE the new place for many years!
everything moves smoothly , and quickly
Tracy's professionalism, expertise, and knowledge.
Tracy's professionalism, expertise, and knowledge.
Tracy's accessibility, knowledge and helpful attitude turned what could have been a challenging experience into a very manageable one. Tracy was very responsive, knowledgeable and professional. She always put us at ease. She is an excellent...
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Reply from Tracy Bray
January 29th, 2025 02:05 PM
Hello Richard, Thank you so much for your positive feedback and excellent rating. I'm thrilled to hear that I was able to assist in making your mortgage purchase process smooth and satisfactory. It has been a great pleasure to work with you...
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Everything
We recently closed on our new home in Ashburn, VA. We worked with Tracy Bray at ACM to arrange our mortgage. She was always available and very reponsive.Her guidance and expertise gave us the utmost confidence in the loan process. She is a...
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We worked with Tracy over the last 9 months to finance our new home. She was very responsive, very knowledgeable and very professional. We always felt comfortable as we worked through the loan process. Thanks to Tracy the entire process went...
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Tracy was efficient and responded quickly and thoroughly to any needs or questions.
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026