Tracy Bray
Loan Officer | NMLS ID #310482
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Easy transaction... Thank you!
Tracy was informative and so flexible. She immediately returned phone calls and emails.
It was easy. The portal to load documents makes it very easy.
Ms. Bray's professional competence, acuity, patience and communication skills are unmatched in all my experience as a mortgage borrower. She is the best of the best.
Tracy and her team are very easy to work with, professional, attentive and knowledgeable
Tracy thank you for all your help during this process!
We had an excellent experience working with Tracy throughout the entire home financing process. From the very beginning, she was knowledgeable, responsive, and incredibly patient in answering all of our questions. She took the time to explain...
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Reply from Tracy Bray
March 18th, 2026 07:42 PM
So excited to help in the build of your new home! Hope you love it for years to come!
Excellent communication and response times. Smooth, well organized step by step process. No delays! :)
Tracy and her team were pleasant and professional throughout the process. They provided timely requests, updates, and confirmations.
Tracy was friendly, helpful and informative. I would recommend her to anyone going through this process.
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026