

Tracy Bray
Loan Officer | NMLS ID #310482

We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Everyone was provided timely communication and promptly addressed needs as they arose.
Such an easy process and support was available whenever needed.
Great advice and availability. Your team was very knowledgeable and made the construction loan and mortgage process smooth. We worked with you and your Team several years ago for the refinancing of our primary home and had a great experience...
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Reply from Tracy Bray
December 4th, 2024 02:13 PM
Thank you Bryan! Appreciate your trust in the team!
Tracy was willing to work with me even considering my lack of computer knowledge. She was also looking out for me as far as interest rates, I feel I got a good deal. I would recommend her to anyone!
Reply from Tracy Bray
November 4th, 2024 02:47 PM
Thank you Sandra! It was a pleasure working with you and getting to meet you too!
Tracy is a true professional. During the entire process, she kept us well informed and was always available to answer any questions we had.
She made us feel like we were her top priority.
It was great doing business with her.
Reply from Tracy Bray
October 31st, 2024 03:11 PM
Thank you for your return business! You were both a pleasure to work with!
Tracy Bray has received a review with 5 star rating from Sergio E A
Tracy demonstrated knowledge and provided outstanding customer service. She was patient, open minded, and willing to hear all questions. Tracy went beyond the extra mile for us, she provided options and additional information in connection...
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Profesional and friendly ,
Tracy was always responsive and helpful, taking the time to walk us through everything and answer any and all questions we had!
Reply from Tracy Bray
August 14th, 2024 01:25 PM
Thank you so much for trusting me! I look forward to working with you again in the future and please keep me in mind for friends or family I may be able to assist too!
Congrats on the new place!
Tracy Bray has received a review with 5 star rating from Ye D
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026