

Tracy Bray
Loan Officer | NMLS ID #310482

We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Responsive and professional
Tracy and her team went above and beyond to get my refinance done on time and without error. Her willingness to respond and talk me through the process at any time, day or night, shows her dedication to the customer and making sure everything...
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Tracy was awesome!
Tracy answered every question promptly and solved every minor issue we had. A+++ experience!
We had a exceptionally great experience working with Tracy. She puts an ease to the whole loan processing procedure with her friendly and caring human touch! Kudos to Devan, her assistant also! Truly a great hard working team!
Tracy and her team has the knowledge and the best part is communication and response time is great
It was all a very easy process
Very quick and simple process, no delays in communication and worked with me to get the closest and easiest location to go to closing at. Already referred to a friend.
All of the helpful agents from beginning to the end. Love the staff
What very helpful group of ladies. Always on top of every question. Thank you so much for making this so easy and stress free
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026