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Tracy Adams, Ruoff Mortgage
Senior Loan Officer | NMLS# 234924 | Ruoff Mortgag...

Additional Licenses: NMLS# 234924 | GA - 234924 | OH - MLO.050617.000.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance ... Show More
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closed
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9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Tracy Adams, Ruoff Mortgage has received a review with 5 star rating from Wilson C
Reply from Owner
June 4th, 2026 02:46 PM
It was such a pleasure working with you, thank you for leaving a review and do not hesitate to reach out with any questions. good luck with your home!
Tracy truly was amazing to work with. She was quick to respond, helpful, caring, and kind. She also just kept it real and was upfront about every step. Her team, especially Mel, were also great to work with. I enjoyed my whole experience, even...
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Reply from Tracy Adams, Ruoff Mortgage
June 4th, 2026 02:47 PM
Thank you for the kind words about me and my team, I really appreciate you taking the time to leave that feedback. Good luck with you home and please let me know if I can help with anything moving forward.
Tracy was great! She quickly and efficiently provided an approval letter and kept me well informed during every step along the way until closing. She was very professional and made sure we were comfortable with the loan process from start to...
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Reply from Owner
May 11th, 2026 04:25 PM
Thank you, Shad. I am happy to hear you were happy with your experience. I appreciate you taking the time to leave a review, and the greatest rating is when a client is comfortable referring me to their friends and family. Reach out anytime,...
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Tracy was professional, available and communicated well every step of the way.
Reply from Tracy Adams, Ruoff Mortgage
May 5th, 2026 12:40 PM
Shad, I appreciate your kind words. I'm glad I could provide you with professional and clear communication throughout the process. If you have any more questions or need assistance in the future, feel free to reach out to me.
Tracy and her team went above and beyond to both secure our loan and secure our desired closing date. She texted and emailed me frequently to provide status updates and solicit any necessary documents to move the approval process forward. She...
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Reply from Owner
April 29th, 2026 12:22 PM
Robert, it was my pleasure to help you and your family and I appreciate you taking the time to leave such kind words. It was awesome meeting you and I am so happy all worked out. Cookies for everyone!
Tracy and her team went above and beyond to both secure our loan and secure our desired closing date. She texted and emailed me frequently to provide status updates and solicit any necessary documents to move the approval process forward. She...
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Reply from Tracy Adams, Ruoff Mortgage
April 29th, 2026 12:22 PM
Robert, it was my pleasure to help you and your family and I appreciate you taking the time to leave such kind words. It was awesome meeting you and I am so happy all worked out. Cookies for everyone!
Tracy ans Her team were always there to answer questions and were very informative and had excellant communication
Reply from Tracy Adams, Ruoff Mortgage
April 27th, 2026 01:50 PM
Thank you for taking the time to leave your feedback. I am grateful you were happy with the experience and I hope you love your home.
Tracy is the best in the business. When I was buying my first house, she taught me all the basics and she knows her stuff. I would recommend! She also does a lot for the local community as well.
Reply from Owner
April 10th, 2026 01:57 PM
Vahn, your recommendation is appreciated. I'm pleased to have been able to guide you through buying your first home. Educating clients on the fundamentals is important to me, and I'm glad it proved beneficial for you. If any questions come...
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Tracy was fantastic. She was very honest about all types of situations and possible outcomes. We would recommend her over and over again. She's much appreciated!
Reply from Tracy Adams, Ruoff Mortgage
March 30th, 2026 05:01 PM
Thank you, Shaun. I appreciate that you took the time to leave a review and provide your feedback. It was a pleasure to be able to assist, please do not hesitate to reach out in the future.
Tracey has been absolutely incredible to work with over the years. She has been my loan officer for more than 20 years and has guided me through five mortgages, always with care, expertise, and a genuine commitment to my best interests.As a...
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Reply from Tracy Adams
March 28th, 2026 12:45 AM
I’m grateful for your thoughtful review, Lori. It's rewarding to know that you found value in my assistance throughout the process. My aim is always to provide support and clarity in every step, so your feedback means a lot. If you ever need...
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About
Additional Licenses: NMLS# 234924 | GA - 234924 | OH - MLO.050617.000.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
Jumbo Loans
USDA
VA Loans
Down Payment Assistance Loans
Refinance Loans
First Time Homebuyers
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Positions
- Ruoff Mortgage - Senior Loan OfficerFeb 14th, 2000 - Current
Memberships
- Parkview YMCA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 234924
- GA - 234924
- OH - MLO.050617.000
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Hobbies
- Spending time with family
- Biking
- Spending time with my grandson and family.
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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