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Tracy Adams, Ruoff Mortgage
Senior Loan Officer | NMLS# 234924 | Ruoff Mortgag...

Additional Licenses: NMLS# 234924 | GA - 234924 | OH - MLO.050617.000.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance ... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
We can’t share any higher regard for Tracy Adams. We had had a really disappointing experience with a previous loan office and we were a bit nervous when making the decision to buy, but Tracy with Ruoff exceeded our expectations and cultured...
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Reply from Owner
January 10th, 2024 03:02 PM
Lydia, thank you so much for the kind words. I really appreciate that you took the time to share your experience and feedback.
The whole entire process was smooth, fast, and easy. As first time home buyers, we appreciated all the help and resources that were provided.
Reply from Tracy Adams | NMLS# 234924 | Ruoff ...
August 25th, 2023 03:30 PM
Kindra, thank you so much for taking the time to leave a review. Thanks for trusting me to help you and Kaleb with purchasing your first home together. Best wishes!
This is the third time we have worked with Tracy on a home purchase. Tracy is knowledgeable, friendly, and great to work with. She truly makes the process as easy and smooth as possible. We highly recommend Ruoff and Tracy Adams!
Reply from Tracy Adams
July 7th, 2023 08:58 PM
You are very much a part of my little family, thanks for continuing to trust me.
Well prepared and well informed.
Tracy Adams is a joy to work with. She's always very informative, polite and helpful. She seems to care about what you're trying to achieve and making it work.
Reply from Tracy Adams, Ruoff Mortgage
September 21st, 2026 02:01 PM
It was my pleasure to be able to help and I appreciate you leaving a review. Reach out anytime should you have questions!
Tracy Adams, Ruoff Mortgage has received a review with 5 star rating from Kelsea R
Reply from Owner
September 21st, 2026 02:00 PM
Thank you for the 5 star review, I appreciate you!
Tracy is wonderful to work with! She is the only person we've used when purchasing our past homes and we will continue to use her in the future. She is 100% on top of everything all the time. She takes time to answer all of your questions....
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Reply from Tracy Adams, Ruoff Mortgage
September 21st, 2026 02:00 PM
Thank you for taking the time to leave a review and saying such kind words! I was happy to be there for you and work with you again. Thanks for your trust!
Tracy was always available for or questions and needs . She made the loan process so easy !
Reply from Tracy Adams, Ruoff Mortgage
September 21st, 2026 01:58 PM
Thank you so much, George! It was a pleasure working with you :-)
Tracy Adams, Ruoff Mortgage has received a review with 5 star rating from Tyler P
Reply from Owner
September 9th, 2026 12:41 PM
Thank you so much for taking the time to leave a review for myself and my team AND allowing me to help you in this process.
Tracy and her team were fantastic from start to finish!
Reply from Tracy Adams, Ruoff Mortgage
September 9th, 2026 12:40 PM
Thank you so much for taking the time to leave a review for myself and my team AND allowing me to help you in this process.
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About
Additional Licenses: NMLS# 234924 | GA - 234924 | OH - MLO.050617.000.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
Jumbo Loans
USDA
VA Loans
Down Payment Assistance Loans
Refinance Loans
First Time Homebuyers
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Positions
- Ruoff Mortgage - Senior Loan OfficerFeb 14th, 2000 - Current
Memberships
- Parkview YMCA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 234924
- GA - 234924
- OH - MLO.050617.000
Gallery

Hobbies
- Spending time with family
- Biking
- Spending time with my grandson and family.
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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