

Top 5%
Tracy Adams, Ruoff Mortgage
Senior Loan Officer | NMLS# 234924 | Ruoff Mortgag...

Additional Licenses: NMLS# 234924 | GA - 234924 | OH - MLO.050617.000.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
We can’t share any higher regard for Tracy Adams. We had had a really disappointing experience with a previous loan office and we were a bit nervous when making the decision to buy, but Tracy with Ruoff exceeded our expectations and cultured...
read more
Reply from Owner
January 10th, 2024 03:02 PM
Lydia, thank you so much for the kind words. I really appreciate that you took the time to share your experience and feedback.
The whole entire process was smooth, fast, and easy. As first time home buyers, we appreciated all the help and resources that were provided.
Reply from Tracy Adams | NMLS# 234924 | Ruoff ...
August 25th, 2023 03:30 PM
Kindra, thank you so much for taking the time to leave a review. Thanks for trusting me to help you and Kaleb with purchasing your first home together. Best wishes!
This is the third time we have worked with Tracy on a home purchase. Tracy is knowledgeable, friendly, and great to work with. She truly makes the process as easy and smooth as possible. We highly recommend Ruoff and Tracy Adams!
Reply from Tracy Adams
July 7th, 2023 08:58 PM
You are very much a part of my little family, thanks for continuing to trust me.
Tracy went above and beyond her job. As a first time home buyer, this process can be stressful, especially as a single person. Tracy was with me through the whole process. My first attempt at buying was not that great yet Tracy supported me...
read more
Reply from Owner
September 2nd, 2026 01:00 PM
I'm truly thankful for your kind words. It means a lot to know that I could support you through this important journey. I'm glad to have been a part of your team and to help make your first home buying experience a positive one. If there's...
read more
Tracy went above and beyond her job. As a first time home buyer, this process can be stressful, especially as a single person. Tracy was with me through the whole process. My first attempt at buying was not that great yet Tracy supported me...
read more
Reply from Tracy Adams, Ruoff Mortgage
September 2nd, 2026 01:00 PM
Jennifer, I'm truly thankful for your kind words. It means a lot to know that I could support you through this important journey. I'm glad to have been a part of your team and to help make your first home buying experience a positive one. If...
read more
Tracy Adams, Ruoff Mortgage has received a review with 5 star rating from Laura K
Reply from Owner
August 18th, 2026 09:22 AM
Thank you so much, it is always a pleasure to help your family. Thanks for trusting me in all the stages of your life.
We Love Love Tracy!!! She has taken care of our family during several moves. She goes above and beyond to make the process run smooth each and every time😊 Highly highly recommend her to everyone!!
Reply from Tracy Adams, Ruoff Mortgage
August 17th, 2026 12:42 PM
Thank you so much, it is always a pleasure to help your family. Thanks for trusting me in all the stages of your life.
Tracy Adams, Ruoff Mortgage has received a review with 5 star rating from Andrea C
Reply from Owner
August 17th, 2026 12:47 PM
Thanks for the 5-star review, I appreciate you taking the time and it was a pleasure working with you.
I appreciate her
Reply from Tracy Adams, Ruoff Mortgage
August 17th, 2026 12:43 PM
Thanks for the 5-star review, I appreciate you taking the time and it was a pleasure working with you.
Tracy's years of experience and super friendly nature made this process amazing. We will always refer friends and family to Tracy.
Reply from Tracy Adams, Ruoff Mortgage
August 17th, 2026 12:46 PM
Aaron, I appreciate your kind words. I'm glad to hear that you found the process positive and that you feel confident referring your friends and family. If there's anything else I can help with, please let me know.
10 of 211
About
Additional Licenses: NMLS# 234924 | GA - 234924 | OH - MLO.050617.000.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
Jumbo Loans
USDA
VA Loans
Down Payment Assistance Loans
Refinance Loans
First Time Homebuyers
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Ruoff Mortgage - Senior Loan OfficerFeb 14th, 2000 - Current
Memberships
- Parkview YMCA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 234924
- GA - 234924
- OH - MLO.050617.000
Gallery

Hobbies
- Spending time with family
- Biking
- Spending time with my grandson and family.
View All
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
©2025 All Rights Reserved Licensing | Privacy | Contact Us