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Tracy Adams, Ruoff Mortgage
Senior Loan Officer | NMLS# 234924 | Ruoff Mortgag...

Additional Licenses: NMLS# 234924 | GA - 234924 | OH - MLO.050617.000.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance ... Show More
Location & Business Hours
Business Hours
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8 AM to 6 PM
Fri
8 AM to 6 PM
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closed
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Reviews from Web
We can’t share any higher regard for Tracy Adams. We had had a really disappointing experience with a previous loan office and we were a bit nervous when making the decision to buy, but Tracy with Ruoff exceeded our expectations and cultured...
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Reply from Owner
January 10th, 2024 03:02 PM
Lydia, thank you so much for the kind words. I really appreciate that you took the time to share your experience and feedback.
The whole entire process was smooth, fast, and easy. As first time home buyers, we appreciated all the help and resources that were provided.
Reply from Tracy Adams | NMLS# 234924 | Ruoff ...
August 25th, 2023 03:30 PM
Kindra, thank you so much for taking the time to leave a review. Thanks for trusting me to help you and Kaleb with purchasing your first home together. Best wishes!
This is the third time we have worked with Tracy on a home purchase. Tracy is knowledgeable, friendly, and great to work with. She truly makes the process as easy and smooth as possible. We highly recommend Ruoff and Tracy Adams!
Reply from Tracy Adams
July 7th, 2023 08:58 PM
You are very much a part of my little family, thanks for continuing to trust me.
Tracy and the rest of the Ruoff team turned our home buying experience around as we were working with a different lender prior who wasn't providing the knowledge and advise we were needing. We couldn't have done this without Ruoff!
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We wouldn't have had our offer accepted
if it wasn't for Tracy's ability to process the loan as quick as she did. Tracy and her team did an amazing job.
Working with tracy made everything so much easier. We were terrified of getting our first house but working with her was easy!
Tracy was so helpful and encouraging . She made this process so much easier. Id recommend her to everyone! She was a true blessing in this process
Reply from Tracy Adams, Ruoff Mortgage
July 20th, 2026 12:44 PM
Devin, I'm glad to hear that I could make the process easier for you. Your recommendation and kind words mean a lot to me. If there's anything else you need in the future, please feel free to reach out.
Tracy went above and beyond to make herself available, no matter what my schedule was like or no matter what time or day. I never felt rushed with appointments and was offered something to drink. Everyone was friendly. It didn't matter how...
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Reply from Tracy Adams, Ruoff Mortgage
July 13th, 2026 12:48 PM
Thank you for allowing me to help you, it was my pleasure. I appreciate your kind words and thank for taking the time to leave a review.
This is our time buy a home with Tracy and Ruoff Mortgage. Tracy always went above and beyond with our journey. When we were looking to purchase another house we only wanted to use Tracy. Want to give a shout out to Mel her assistant because...
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Reply from Tracy Adams, Ruoff Mortgage
July 13th, 2026 12:50 PM
Thank you so much, I appreciate your continued trust in me and my team and also thank you for leaving me a review. Don't hesitate to reach out should you need anything.
Amazing loan agent and team. You will not regret your decision to utilize Ruoff!
Reply from Owner
July 13th, 2026 12:51 PM
Thank you, MIke--we appreciate you and your family's kindness!
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About
Additional Licenses: NMLS# 234924 | GA - 234924 | OH - MLO.050617.000.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
Jumbo Loans
USDA
VA Loans
Down Payment Assistance Loans
Refinance Loans
First Time Homebuyers
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Positions
- Ruoff Mortgage - Senior Loan OfficerFeb 14th, 2000 - Current
Memberships
- Parkview YMCA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 234924
- GA - 234924
- OH - MLO.050617.000
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Hobbies
- Spending time with family
- Biking
- Spending time with my grandson and family.
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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