

Traci Ghilardi
Branch Manager NMLS: 1570347

At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Traci went above & beyond to communicate with us on every step of the way. She was very thorough, and worked her magic to help meet our budget! I would HIGHLY reccomend Traci to any & all my friends buying homes! Even if it is a stressful experience...
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I never have to reach out to Traci to find out where a buyer's approval is or ask if something is held up becuase she is excllent at communicating. Traci is proactive to notify me of any and all updates. I recommend her to every buyer because...
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What I appreciated most about working with Traci is how well she explains each step of the process. As a first time buyer the process can be confusing. Traci answered all of my questions and took time to check in with me.
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Respond to my questions and phone calls in a timely manner.
Reply from Traci Ghilardi
November 12th, 2024 11:23 PM
HI Pam,I'm thrilled to know that you appreciated my prompt responses. Your satisfaction is my top priority, and I'm happy to hear that I was able to deliver on that. Thank you for the perfect rating, it means a lot to me. Please don't hesitate...
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Traci Ghilardi, handled every aspect of my loan. She was professional and personnel, which is not always easy. I wish every organization that I deal with, had a person of her caliber. I assure you she is an asset to her organization, and deserves...
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From the beginning and throughout the process, Traci made me feel like she was part of my "team." The loan process can be very stressful and frustrating, however Traci handled everything, answered all my questions, and the loan was closed in...
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Traci was super easy to work with and very informative throughout the whole process. Definitely made us feel very comfortable and involved from start to finish!
Traci was amazing to work with. She communicated well and often. She was in contact with my team and the clients throughout the escrow and was on top of everything making the escrow go so smoothly! Thank you!
Reply from Traci Ghilardi
November 12th, 2024 11:23 PM
Thank you so much for your kind words Kim! It was a pleasure working with you and your team. I'm glad to hear that communication and coordination made the escrow process smooth for everyone involved. I look forward to the opportunity to work...
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Traci was easy and pleasant to work with. She made the experience painless, matched her competitors estimate, and was timely in responding. Ultimately, she closed the deal based on her excellent qualities and service.
Reply from Traci Ghilardi
November 12th, 2024 11:23 PM
Thank you so much for your kind words, Jeremy! It was a pleasure working with you on the purchase of your NEW HOME! I always strive to provide the best for my clients, and it's encouraging to hear such positive feedback. Thank you once again...
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Goid communication, worked ahead of schedule
Reply from Traci Ghilardi
November 12th, 2024 11:23 PM
I appreciate your kind words, Cynthia. I'm thrilled to hear that you were satisfied with the level of communication and our ability to work ahead of schedule at Delta Lending. Your 5-star rating means a lot to me. I hope to work with you again...
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About
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage Lending Services
VA
FHA Loan
Conventional Loan
Reverse Mortgage
First Time Homebuyer
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Positions
- Delta Lending Group - Branch ManagerJan 1st, 2016 - Current
Memberships
- Sacramento Association of Real Estate
- NMLS
- Sacramento Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1570347
Gallery


Achievements
- 30+ years in mortgage industry
Hobbies
- Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
- Travel
Disclaimer
Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice
https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000;
www.nmlsconsumeraccess.org.