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Traci Ghilardi - Branch Manager NMLS: 1570347 in Sacramento, CA

Traci Ghilardi

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Branch Manager NMLS: 1570347

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At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Alexis N A
    Pollock Pines, CA
    Posted on December 21st, 2024 04:35 PM
    Traci went above & beyond to communicate with us on every step of the way. She was very thorough, and worked her magic to help meet our budget! I would HIGHLY reccomend Traci to any & all my friends buying homes! Even if it is a stressful experience...
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  • Encompass
    A
    Anne G
    Elk Grove, CA
    Posted on December 21st, 2024 01:51 AM
    I never have to reach out to Traci to find out where a buyer's approval is or ask if something is held up becuase she is excllent at communicating. Traci is proactive to notify me of any and all updates. I recommend her to every buyer because...
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  • Encompass
    C
    Corrie E S
    Elk Grove, CA
    Posted on December 16th, 2024 05:20 PM
    What I appreciated most about working with Traci is how well she explains each step of the process. As a first time buyer the process can be confusing. Traci answered all of my questions and took time to check in with me.
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    Pamela S R
    Sacramento, CA
    Posted on August 28th, 2024 03:36 PM
    Respond to my questions and phone calls in a timely manner.
    Reply from Traci Ghilardi
    November 12th, 2024 11:23 PM
    HI Pam,I'm thrilled to know that you appreciated my prompt responses. Your satisfaction is my top priority, and I'm happy to hear that I was able to deliver on that. Thank you for the perfect rating, it means a lot to me. Please don't hesitate...
    read more
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    M
    Mike H
    Posted on August 1st, 2024 12:01 AM
    Traci Ghilardi, handled every aspect of my loan. She was professional and personnel, which is not always easy. I wish every organization that I deal with, had a person of her caliber. I assure you she is an asset to her organization, and deserves...
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    M
    Michael A H
    Sacramento, CA
    Posted on July 30th, 2024 07:54 PM
    From the beginning and throughout the process, Traci made me feel like she was part of my "team." The loan process can be very stressful and frustrating, however Traci handled everything, answered all my questions, and the loan was closed in...
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  • Encompass
    J
    James V
    Citrus Heights, CA
    Posted on July 2nd, 2024 04:36 AM
    Traci was super easy to work with and very informative throughout the whole process. Definitely made us feel very comfortable and involved from start to finish!
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    K
    Kim C
    Citrus Heights, CA
    Posted on July 1st, 2024 04:55 PM
    Traci was amazing to work with. She communicated well and often. She was in contact with my team and the clients throughout the escrow and was on top of everything making the escrow go so smoothly! Thank you!
    Reply from Traci Ghilardi
    November 12th, 2024 11:23 PM
    Thank you so much for your kind words Kim! It was a pleasure working with you and your team. I'm glad to hear that communication and coordination made the escrow process smooth for everyone involved. I look forward to the opportunity to work...
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  • Encompass
    J
    Jeremy K
    Sacramento, CA
    Posted on May 15th, 2024 12:58 AM
    Traci was easy and pleasant to work with. She made the experience painless, matched her competitors estimate, and was timely in responding. Ultimately, she closed the deal based on her excellent qualities and service.
    Reply from Traci Ghilardi
    November 12th, 2024 11:23 PM
    Thank you so much for your kind words, Jeremy! It was a pleasure working with you on the purchase of your NEW HOME! I always strive to provide the best for my clients, and it's encouraging to hear such positive feedback. Thank you once again...
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    Cynthia R
    Woodland, CA
    Posted on February 12th, 2024 05:56 PM
    Goid communication, worked ahead of schedule
    Reply from Traci Ghilardi
    November 12th, 2024 11:23 PM
    I appreciate your kind words, Cynthia. I'm thrilled to hear that you were satisfied with the level of communication and our ability to work ahead of schedule at Delta Lending. Your 5-star rating means a lot to me. I hope to work with you again...
    read more
  • 31–40 of 194
    About
    At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Mortgage Lending Services
    VA
    FHA Loan
    Conventional Loan
    Reverse Mortgage
    First Time Homebuyer
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    Positions
    • Delta Lending Group - Branch Manager
      Jan 1st, 2016 - Current
    Memberships
    • Sacramento Association of Real Estate
    • NMLS
    • Sacramento Association of Realtors
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1990

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1570347
    Gallery
    Traci Ghilardi - Gallery Photo
    Traci Ghilardi - Gallery Photo
    Achievements
    • 30+ years in mortgage industry
    Hobbies
    • Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
    • Travel
    Disclaimer
    Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000; www.nmlsconsumeraccess.org.