Traci Ghilardi
Branch Manager NMLS: 1570347
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Traci was amazing ! it's always a pleasure to work with her. The level of professionalism and care she gives to clients is exceptional ! Quick to find a solution if any obstacles arrise . I would highly recommend Traci for lending needs !
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Traci, was from start to finish so easy to work, knoweledgeable and very communicative. She kept my client and me updated every step of the way. She made it all look "seamless" and I hope to work with her again!
Reply from Traci Ghilardi
October 2nd, 2025 07:59 PM
Francine, Thank you so much for the kind words! I so enjoyed working with you on Dana's purchase, you are a true professional! Looking forward to working with you again and helping another client of yours purchase their NEW HOME! Cheers,Traci...
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Traci is amazing!
Shes very knowledgeable, intentional, caring and helpful ! Im always thrilled to work with her because i know what ever obstacle that arises she will have a solution!! Highly Recommend using her services
Traci Ghilardi has received a review with 5 star rating from Herlinda B
Traci was always available to answer all my questions, she is very sweet and highly knowledgeable in what she does .
I had a great experience working with Traci on my HELOC. She was extremely communicative, professional, and made the entire process smooth and stress-free. She took the time to explain everything clearly, kept me updated at every step, and...
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Traci was very communicative and professional. She made the process easy. Thanks Traci!
Traci always responds. Talks things through if you have questions and makes things go smoothly
Reply from Traci Ghilardi
August 12th, 2025 06:45 PM
Hi Tom,Thank you so much for taking the time to share your kind words. I truly appreciate you noticing the effort I put into making things as smooth as possible and being available to talk things through.It was a pleasure working with you,...
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We felt very comfortable working with Traci. It was very helpful that SHE was recommended to US by another business person we trust, and we quickly came to trust her.Traci's presentation was very informative and she was very prompt in answering...
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Working with Traci on our recent buyer's purchase was an absolute pleasure! Her communication, expertise, and responsiveness were exceptional from start to finish. our client was so happy with her and she handled the HOA like a boss! 10/10...
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Reply from Owner
July 9th, 2025 12:47 AM
Cinderella, thank you so much for the kind words! It was so great to work with you to help our client purchase his first house, like we were proud moms! Love HOA's.... Looking forward to our next purchase together. Traci
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About
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage Lending Services
VA
FHA Loan
Conventional Loan
Reverse Mortgage
First Time Homebuyer
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Positions
- Delta Lending Group - Branch ManagerJan 1st, 2016 - Current
Memberships
- Sacramento Association of Real Estate
- NMLS
- Sacramento Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1570347
Gallery
Achievements
- 30+ years in mortgage industry
Hobbies
- Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
- Travel
Disclaimer
Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice
https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000;
www.nmlsconsumeraccess.org.