

Traci Ghilardi
Branch Manager NMLS: 1570347

At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Working with Traci on our recent buyer's purchase was an absolute pleasure! Her communication, expertise, and responsiveness were exceptional from start to finish. our client was so happy with her and she handled the HOA like a boss!
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Traci was very patient and kind for a first time homebuyer like myself. She's very knowledgeable and passionate about what she does.
Reply from Traci Ghilardi
May 18th, 2025 07:27 PM
Thank you so much Maira for the kind review. I'm thrilled to hear that your experience as a first-time homebuyer was positive! It was a pleasure to assist you, and I'm glad I could provide the patience and knowledge you needed. Cheers to many...
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Traci Is truly amazing, love working with her! Highly recommend her services!!!!!!!! Knowledgeable about the mortgage game, always thinking proactively. Truly cares about her clients.
Reply from Owner
May 5th, 2025 08:00 PM
Thank you David for the kind words! I love working alongside you too, assisting new homeowners achieve their dreams!
Traci Is a true professional through and through. Great communication, great advice , just overall an amazing person
Reply from Traci Ghilardi
May 5th, 2025 09:24 PM
Thank you David for the kind words and I truly enjoy working with you! Cheers to more buyers we can assist!
Traci was wonderful to work with. She's super communicative, supportive and quick to problem solve. My closing date got pushed multiple times and she worked her magic to ensure we didn't have to re-sign the loan docs. I have already recommended...
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Traci is a great communicator, she is consistent, great at following through, and is solution-oriented. I love working with her!
Traci has great communication and keeps all parties updated. She always does what she says she will do and is solution-oriented. I love working with Traci!
Traci is knowlegable, professional, and exercises excellent communication!
Traci was incredibly helpful and professional, while also being friendly and such a joy to work with.
She is very organized, timely, and affable! I can't speak highly enough of Traci.
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About
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage Lending Services
VA
FHA Loan
Conventional Loan
Reverse Mortgage
First Time Homebuyer
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Positions
- Delta Lending Group - Branch ManagerJan 1st, 2016 - Current
Memberships
- Sacramento Association of Real Estate
- NMLS
- Sacramento Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1570347
Gallery


Achievements
- 30+ years in mortgage industry
Hobbies
- Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
- Travel
Disclaimer
Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice
https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000;
www.nmlsconsumeraccess.org.