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Traci Ghilardi - Branch Manager NMLS: 1570347 in Sacramento, CA

Traci Ghilardi

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Branch Manager NMLS: 1570347

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At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Cinderella S
    Carmichael, CA
    Posted on July 3rd, 2025 04:00 PM
    Working with Traci on our recent buyer's purchase was an absolute pleasure! Her communication, expertise, and responsiveness were exceptional from start to finish. our client was so happy with her and she handled the HOA like a boss!
    read more
  • Encompass
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    Maira R
    Sacramento, CA
    Posted on May 17th, 2025 04:15 AM
    Traci was very patient and kind for a first time homebuyer like myself. She's very knowledgeable and passionate about what she does.
    Reply from Traci Ghilardi
    May 18th, 2025 07:27 PM
    Thank you so much Maira for the kind review. I'm thrilled to hear that your experience as a first-time homebuyer was positive! It was a pleasure to assist you, and I'm glad I could provide the patience and knowledge you needed. Cheers to many...
    read more
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    David S
    Posted on May 5th, 2025 06:00 PM
    Traci Is truly amazing, love working with her! Highly recommend her services!!!!!!!! Knowledgeable about the mortgage game, always thinking proactively. Truly cares about her clients.
    Reply from Owner
    May 5th, 2025 08:00 PM
    Thank you David for the kind words! I love working alongside you too, assisting new homeowners achieve their dreams!
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    David S
    Sacramento, CA
    Posted on May 5th, 2025 05:59 PM
    Traci Is a true professional through and through. Great communication, great advice , just overall an amazing person
    Reply from Traci Ghilardi
    May 5th, 2025 09:24 PM
    Thank you David for the kind words and I truly enjoy working with you! Cheers to more buyers we can assist!
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    Julie A C
    Sacramento, CA
    Posted on May 2nd, 2025 02:45 PM
    Traci was wonderful to work with. She's super communicative, supportive and quick to problem solve. My closing date got pushed multiple times and she worked her magic to ensure we didn't have to re-sign the loan docs. I have already recommended...
    read more
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    A
    Anne G
    Posted on March 16th, 2025 05:34 PM
    Traci is a great communicator, she is consistent, great at following through, and is solution-oriented. I love working with her!
  • Encompass
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    Anne G
    Elk Grove, CA
    Posted on March 16th, 2025 05:33 PM
    Traci has great communication and keeps all parties updated. She always does what she says she will do and is solution-oriented. I love working with Traci!
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    Fran C
    Gold River, CA
    Posted on March 13th, 2025 09:51 PM
    Traci is knowlegable, professional, and exercises excellent communication!
  • Encompass
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    Ryan A H
    Gold River, CA
    Posted on March 5th, 2025 05:12 PM
    Traci was incredibly helpful and professional, while also being friendly and such a joy to work with.
  • Encompass
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    Kathleen M H
    Gold River, CA
    Posted on March 5th, 2025 04:41 PM
    She is very organized, timely, and affable! I can't speak highly enough of Traci.
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    About
    At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Mortgage Lending Services
    VA
    FHA Loan
    Conventional Loan
    Reverse Mortgage
    First Time Homebuyer
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    Positions
    • Delta Lending Group - Branch Manager
      Jan 1st, 2016 - Current
    Memberships
    • Sacramento Association of Real Estate
    • NMLS
    • Sacramento Association of Realtors
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1990

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1570347
    Gallery
    Traci Ghilardi - Gallery Photo
    Traci Ghilardi - Gallery Photo
    Achievements
    • 30+ years in mortgage industry
    Hobbies
    • Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
    • Travel
    Disclaimer
    Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000; www.nmlsconsumeraccess.org.