

Traci Ghilardi
Branch Manager NMLS: 1570347

At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Traci made our first home buying experience so easy and smooth. She was so communicative about every part of the process and made herself available for any questions we had! We are so thankful for her reassurance and making us feel like she...
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Reply from Traci Ghilardi
November 12th, 2024 11:23 PM
I'm so thrilled to hear that you found the home buying process to be easy and smooth, Sarah! It was wonderful to be able to assist you and I'm always here if you have any future questions. Thank you for taking the time to leave such a positive...
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Traci was incredibly kind and patient with us. She explained everything very well and was on top of everything, sending us gentle reminders when we needed it. I’m so glad we got the opportunity to work with her!
Traci and her team were the best. We felt informed and supported throughout the whole process. Traci was always willing to answer questions and explain things we didn’t understand.
Traci always explains things in a way clients understand. She’s calm & responsive and very knowledgeable. We will refer her again & again. Thank you Traci. Cheryl & Larry -Intero Real Estate
Prompt responses and pleasant personality!
Traci was always available to answer our questions and kept us up to date on where we were in the process. You could tell she really cared.
Reply from Traci Ghilardi
November 12th, 2024 11:23 PM
I'm truly grateful that you took the time to share such a positive experience, Nicole! Ensuring that you were kept in the loop and had all your questions answered is a priority, so I'm thrilled to hear I was successful in that respect. I do...
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Traci Ghilardi was absolutely incredible to work with. The open and frequent communication was key to the smooth and successful transition. We felt completely confident throughout the whole process that everything was handled, and it was. I...
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Reply from Traci Ghilardi
November 12th, 2024 11:23 PM
Thank you so much for the kind words! It was a pleasure helping you & Trinity with your purchase. I'm so glad to hear that I was able to provide an excellent experience and that you felt confident throughout the process. It's what we strive...
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Traci was kind, patient and very communicative throughout this whole process. If we didn’t understand something she was always there to help. This was only our 2nd time buying a home so it was nice to know Traci was there for us. She helped...
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Reply from Traci Ghilardi
November 12th, 2024 11:23 PM
We love receiving such positive feedback! We are always here for any additional questions post closing.
I had a great experience with Traci. We navigated through all the ups and downs and was able to get the best loan for me and family. She was very informative and knowledgeable on the whole process of getting a home. She was patient and always...
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Reply from Traci Ghilardi
November 12th, 2024 11:23 PM
Gevinchie, thank you for taking the time to provide such a kind review. It was great working with you and your family, and I am so pleased to hear that you found the loan process to be successful. I am glad that I could help you and your family...
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As a first time home owner, the process seemed so daunting but Traci and her team made it easy! They were available to answer our questions and went above and beyond to serve us. I highly recommend Traci and will continue to work with her in...
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About
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage Lending Services
VA
FHA Loan
Conventional Loan
Reverse Mortgage
First Time Homebuyer
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Positions
- Delta Lending Group - Branch ManagerJan 1st, 2016 - Current
Memberships
- Sacramento Association of Real Estate
- NMLS
- Sacramento Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1570347
Gallery


Achievements
- 30+ years in mortgage industry
Hobbies
- Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
- Travel
Disclaimer
Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice
https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000;
www.nmlsconsumeraccess.org.