Traci Ghilardi
Branch Manager NMLS: 1570347
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser...... Show More
Location & Business Hours
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
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Reviews from Web
Traci provided an exceptional experience for what was a very major financial decision for me. Her attention to details, updates, explanations, and going the extra mile to drive 50 miles to meet with me and my financial advisor are testament...
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Everything went smoothly with Traci willing to travel to Stockton for meeting with my financial advisor and to pick up my documentation to get reverse mortgage started!
Traci was patient and communicated well with us
Great communication and information through the whole process!
Great communication and information through the whole process!
Traci Ghilardi has received a review with 5 star rating from Tyler S
Great communication from Traci with letting us know all the stages in our loan and transaction
Reply from Traci Ghilardi
March 17th, 2026 05:56 PM
Thank you Tyler for the kind words and review. It was my pleasure to work with you and your parents on the new home purchase for you!! I look forward to working with you for your own clients. Cheers and enjoy your new home, Traci.
Tracy commented promptly when we had questions.
Traci was great. She was very patient, attentive and knowledgeable. Thank you Traci.
Traci was very pleasant to work with. She was attentive and very informative.
10 of 194
About
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Specialities
Mortgage Lending Services
VA
FHA Loan
Conventional Loan
Reverse Mortgage
First Time Homebuyer
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261
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Positions
- Delta Lending Group - Branch ManagerJan 1st, 2016 - Current
Memberships
- Sacramento Association of Real Estate
- NMLS
- Sacramento Association of Realtors
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Addresses and Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1570347
Gallery
Achievements
- 30+ years in mortgage industry
Hobbies
- Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
- Travel
Disclaimer
Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice
https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000;
www.nmlsconsumeraccess.org.