Guild Mortgage - Tosh Pence

Excessive re check of paperwork,never believe what i said it had to be verified twice and then more

Too much time involved before approval. I was asked for same statements multiple times. My word did not mean anything everything had to be substantiated in paper.

Tosh was always available for a question and had a quick answer. When there was a problem with the insurance during my closing, Tosh provided the most direct answer to fixing the problem.

It was easy.

Fast closing answered all my questions in a timely manner

Tosh's knowledge and professionalism is unmatched! I would highly recommend him to anyone looking for a real estate loan!

Tosh and his team are honest, straightforward and know how to get the job done! I felt at ease as a first time home buyer knowing I had an experienced, reliable lender on my side.

Tosh always responds quickly which is needed in this tough market. Tosh answered all my questions and advised me where needed. Great job Tosh!

Level of communication from entire Team even during off hours and weekends. 22 days start to finish and hit the closing date as planned. Excellent execution.

The communication was very prompt, I didn't have to wait for responses to any questions I had and Tosh was clear on his direction on what paperwork I needed to provide.