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Tonya Neill - Senior Loan Officer | NMLS# 138769 | Ruoff Mortgage NMLS#141868 in Jackson, MI

Tonya Neill

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Senior Loan Officer | NMLS# 138769 | Ruoff Mortgag...

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
91%
4 Star
5%
3 Star
2%
2 Star
2%
1 Star
0%
Reviews from Web
  • Encompass
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    Madison R
    JACKSON, MI
    Posted on February 5th, 2026 04:04 PM
    Great communication, friendly, and had no complaints.
    Reply from Tonya Neill
    February 5th, 2026 04:08 PM
    Thanks Madison! This house was definitely meant to be yours. Alot of things came in line :):)
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    Brian R
    JACKSON, MI
    Posted on February 3rd, 2026 04:02 PM
    Everything from start to finish was easy to navigate. Very helpful as this is our family first home purchase.
    Reply from Tonya Neill
    February 3rd, 2026 04:18 PM
    Thank you Brian, it was a pleasure to work with you and Madison. Please reach out if you have any questions.
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    Brie L
    Posted on December 13th, 2025 05:23 PM
    "Working with Tonya was an absolute pleasure! From the moment we started, She made a daunting process feel simple and manageable. Tonya explained every single step, option, and document clearly, ensuring we felt confident and informed without...
    read more
    Reply from Tonya Neill
    December 24th, 2025 01:23 AM
    I appreciate your thoughtful feedback, Brie. It's important to me that the process feels straightforward and manageable, so I'm glad to hear that my explanations helped you feel confident and informed. If you have any more questions or need...
    read more
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    John P M
    Blissfield, MI
    Posted on December 10th, 2025 04:16 PM
    Should be mentioned about the taxes and fees that are needed for the closing when the estimate is given. Should also be a list of personal that are working on your mortgage so when communications come in they do not look like phishing scams....
    read more
    Reply from Tonya Neill
    December 11th, 2025 05:37 PM
    John, thank you for taking the time to share your feedback. I’m always focused on improving the experience for every client, and your comments truly help me do that. I appreciate the opportunity to work with you and Linn, and I’m glad to know...
    read more
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    Taylor M L
    Michigan Center, MI
    Posted on November 11th, 2025 04:31 PM
    i was able to get into a home before the holidays as timely as you could, and you guys where very nice to work with to get me through the process of my first home . communicated well, and kept me up to date.
    Reply from Tonya Neill
    November 11th, 2025 04:36 PM
    Thank you Taylor. I am so glad you were able to get in your first house before the holidays! Please reach out if you have any questions and keep me in mind for the future!
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    Gayle S
    Posted on October 22nd, 2025 03:09 PM
    Tonya Neill has received a review with 5 star rating from Gayle S
    Reply from Owner
    November 11th, 2025 04:37 PM
    Thanks Gayle! you know i love working with you and Howard..
  • Encompass
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    Shamarr C H
    Jackson, MI
    Posted on October 8th, 2025 01:11 AM
    Smooth process...Tonya made everything very understandable
    Reply from Tonya Neill
    October 8th, 2025 04:17 PM
    I'm pleased to hear that you found the process smooth and clear, Shamarr. I'm glad I could help make everything more understandable for you. If you have any questions or need assistance again, don't hesitate to reach out.
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    Lexi E C
    BROOKLYN, MI
    Posted on September 20th, 2025 10:22 PM
    Tonya was great to work with she answered every question i had in a timely manor!
    Reply from Tonya Neill
    September 30th, 2025 10:22 PM
    It's great to know that you had a positive experience, Lexi. I'm glad I could answer your questions promptly and be of assistance throughout the process. If there's anything else you need, feel free to reach out anytime.
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    Gary J T
    Jerome, MI
    Posted on September 18th, 2025 02:38 PM
    Tonya Neill made the whole process super easy!
    Reply from Tonya Neill
    September 18th, 2025 03:41 PM
    I'm glad to hear that the process felt easy for you, Gary. It was a pleasure to work with you and support you through this journey. If there's anything more I can assist you with in the future, please feel free to reach out.
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    Madison P G
    Michigan Center, MI
    Posted on August 18th, 2025 04:35 PM
    i'm just so grateful i had an amazing loan officer! Tonya Neill reallly helped smooth the process and i'm glad to be living in my very first home. Thank you everyone -Madison
    Reply from Tonya Neill
    August 18th, 2025 06:20 PM
    Thank you so much for the kind words Madison! You were awesome to work with and i am glad i was part of your home buying process!
  • 21–30 of 55
    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    MSHDA FHA and Conventional loan
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    Memberships
    • NMLS Member
    • Jackson Area Association of Realtors
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Michigan NMLS: 138769
    Gallery
    Tonya Neill - Gallery Photo
    Hobbies
    • Bike riding
    • Pickle ball
    • kayacking
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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