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Tonya Neill - Senior Loan Officer | NMLS# 138769 | Ruoff Mortgage NMLS#141868 in Jackson, MI

Tonya Neill

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Senior Loan Officer | NMLS# 138769 | Ruoff Mortgag...

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
  • Encompass
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    Brie-Ann L
    Albion, MI
    Posted on December 13th, 2025 05:23 PM
    "Working with Tonya was an absolute pleasure! From the moment we started, She made a daunting process feel simple and manageable. Tonya explained every single step, option, and document clearly, ensuring we felt confident and informed without...
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    Reply from Tonya Neill
    December 18th, 2025 03:34 PM
    I'm pleased to hear that your experience felt straightforward and manageable, Brie-Ann. Taking the time to explain each part of the process is important to me, and I'm glad it contributed to your confidence. If you have any further questions...
    read more
  • Encompass
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    Howard S
    Jackson, MI
    Posted on October 22nd, 2025 03:09 PM
    Tonya is amazing to work with, very knowledgeable. Everyone was very kind
    Reply from Tonya Neill
    October 22nd, 2025 07:22 PM
    I'm pleased to hear that you found the experience positive, Howard. It was great to work with you, and I'm glad you felt well-supported and informed throughout the process. If you have any more questions or need further assistance, please don't...
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    Girarda M T
    Jerome, MI
    Posted on September 18th, 2025 02:43 PM
    Tonya Neill went over and above my expectations. I had also been working with another banker who was hard to reach and less personal. I chose Tonya over that banker because she was upfront, extremely attentive and easy to work with. I am grateful...
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    Reply from Tonya Neill
    September 18th, 2025 03:38 PM
    Thank you so much for the kind words. You were awesome to work with. Please call me if you have any questions in the future!
  • Encompass
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    Stephanie S
    Battle Creek, MI
    Posted on August 19th, 2026 03:30 PM
    The communication; We never had to wait more than a few minutes for an answer, including on weekends and off hours.
    Reply from Tonya Neill
    August 19th, 2026 03:33 PM
    I'm pleased to hear that the communication met your expectations, Stephanie. Being responsive and available is important to me, so it's great to know it made a positive impact on your experience.
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    JAyBEE B
    Posted on August 18th, 2026 10:34 PM
    Tonya Neill has received a review with 4 star rating from JAyBEE B
  • Encompass
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    James A B
    Jackson, MI
    Posted on August 18th, 2026 10:33 PM
    Communication
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    Amber M
    Posted on August 10th, 2026 04:37 PM
    I can’t say enough good things about my loan officer! I’ve worked with her for the past 15 years, and she has helped me through multiple home loans and some pretty crazy, complicated situations over the years. No matter what I’ve had going...
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    Reply from Owner
    August 18th, 2026 07:09 PM
    Amber, thank you for your kind words and for trusting me with your home loan needs over the past 15 years. I'm grateful to have been able to assist you through various situations and to provide support when needed. Your trust and positive feedback...
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  • Encompass
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    Amber M M
    JACKSON, MI
    Posted on August 10th, 2026 04:37 PM
    I can’t say enough good things about my loan officer! I’ve worked with her for the past 15 years, and she has helped me through multiple home loans and some pretty crazy, complicated situations over the years. No matter what I’ve had going...
    read more
    Reply from Tonya Neill
    August 10th, 2026 07:27 PM
    Amber thank you for the awesome review!! It is always a pleasure working with you!
  • Encompass
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    Amy M H
    Jackson, MI
    Posted on July 29th, 2026 11:45 PM
    No. Not really.
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    Kerry S
    Waterford, MI
    Posted on July 27th, 2026 08:09 PM
    Tonya did an amazing job guiding me through this journey!
    Reply from Tonya Neill
    July 27th, 2026 08:12 PM
    Thanks Kerry! I was a pleasure working with you and meeting you at the closing. :) Please let me know if you have any questions with anything in the future.
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    MSHDA FHA and Conventional loan
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    Memberships
    • NMLS Member
    • Jackson Area Association of Realtors
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Michigan NMLS: 138769
    Gallery
    Tonya Neill - Gallery Photo
    Hobbies
    • Bike riding
    • Pickle ball
    • kayacking
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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