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Tonya Neill - Senior Loan Officer | NMLS# 138769 | Ruoff Mortgage NMLS#141868 in Jackson, MI

Tonya Neill

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Senior Loan Officer | NMLS# 138769 | Ruoff Mortgag...

Company Logo
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer...... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
Overall Ratings
4.85
(45)
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Reviews from Web
  • 5.0
    Encompass
    B
    Brie-Ann L
    Albion, MI
    Posted on December 13th, 2025 05:23 PM
    "Working with Tonya was an absolute pleasure! From the moment we started, She made a daunting process feel simple and manageable. Tonya explained every single step, option, and document clearly, ensuring we felt confident and informed without...
    read more
    Reply from Tonya Neill
    December 18th, 2025 03:34 PM
    I'm pleased to hear that your experience felt straightforward and manageable, Brie-Ann. Taking the time to explain each part of the process is important to me, and I'm glad it contributed to your confidence. If you have any further questions...
    read more
  • 5.0
    Encompass
    H
    Howard S
    Jackson, MI
    Posted on October 22nd, 2025 03:09 PM
    Tonya is amazing to work with, very knowledgeable. Everyone was very kind
    Reply from Tonya Neill
    October 22nd, 2025 07:22 PM
    I'm pleased to hear that you found the experience positive, Howard. It was great to work with you, and I'm glad you felt well-supported and informed throughout the process. If you have any more questions or need further assistance, please don't...
    read more
  • 5.0
    Encompass
    G
    Girarda M T
    Jerome, MI
    Posted on September 18th, 2025 02:43 PM
    Tonya Neill went over and above my expectations. I had also been working with another banker who was hard to reach and less personal. I chose Tonya over that banker because she was upfront, extremely attentive and easy to work with. I am grateful...
    read more
    Reply from Tonya Neill
    September 18th, 2025 03:38 PM
    Thank you so much for the kind words. You were awesome to work with. Please call me if you have any questions in the future!
  • 5.0
    Encompass
    K
    Karen S W
    Battle Creek, MI
    Posted on June 6th, 2026 05:48 PM
    Knowledgeable, friendly and efficient.
  • 5.0
    Encompass
    B
    Brandy M
    Jackson, MI
    Posted on May 10th, 2026 07:05 PM
    Working with Ruoff Mortgage was such a smooth and stress-free experience from start to finish. Communication was always quick and clear, every question I had was answered thoroughly, and the whole team made me feel supported throughout the...
    read more
    Reply from Tonya Neill
    May 15th, 2026 01:03 PM
    I'm so glad to hear that your experience with Ruoff Mortgage was smooth and stress-free, Brandy. It's appreciated to know that the communication and support you received made your home-buying journey enjoyable and understandable. If you have...
    read more
  • 4.87
    Encompass
    S
    Susan B
    Jackson, MI
    Posted on April 7th, 2026 03:16 PM
    Tonya and her assistant made everything
    Reply from Tonya Neill
    April 7th, 2026 07:11 PM
    Thank you for sharing your thoughts, Susan. I'm pleased to know that both my assistant and I could support you throughout the process. If there are any further questions or assistance you need, please reach out at any time.
  • 5.0
    google
    S
    S R
    Posted on March 13th, 2026 12:08 PM
    Tonya Neill has received a review with 5 star rating from S R
    Reply from Owner
    March 24th, 2026 10:11 AM
    I appreciate your rating, S. Thank you for taking the time to evaluate my work at Ruoff Mortgage.
  • 5.0
    Encompass
    S
    Shinichi R
    Jackson, MI
    Posted on March 13th, 2026 12:08 PM
    It can't be overstated how important it is to have an actual person present during closing.
    Reply from Tonya Neill
    March 13th, 2026 12:27 PM
    Thank you Shinichi! it was a pleasure meeting you both! Please reach out if you need anything.
  • 4.87
    Encompass
    J
    Judy A K
    Springport, MI
    Posted on February 21st, 2026 05:40 PM
    Helped me immensly, im 70 years old and have a hard time with todays tech work. Tonia did an outstanding job for me! Not once did she make me feel silly cause i didnt know how to get to something. She explained it to me in "lamens" terms!
    read more
    Reply from Tonya Neill
    February 23rd, 2026 01:08 PM
    Thank you Judy for the kind words!! Please reach out to me if you have any questions regarding anything you receive.
  • 5.0
    Encompass
    J
    Jessica A D
    Parma, MI
    Posted on February 10th, 2026 08:42 PM
    Tonya absolutely went above and beyond to help expedite everything so that we could close on the date needed. I loved working with her!!
    Reply from Tonya Neill
    February 11th, 2026 02:46 PM
    Thank you Jessica for the kind words! It was great working with you and i am so glad we got it to close so quickly!!!
  • 10 of 45
    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    MSHDA FHA and Conventional loan
    604
    /850
    Search Rank Score
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    Memberships
    • NMLS Member
    • Jackson Area Association of Realtors
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Michigan NMLS: 138769
    Gallery
    Tonya Neill - Gallery Photo
    Hobbies
    • Bike riding
    • Pickle ball
    • kayacking
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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