Tony Valdez, Lower Mortgage
Loan Officer | NMLS# 448616
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
The communication was great and I was always in the loop. The process was made very simple. Would definitely recommend Tony to anyone I know looking for a lender.
Reply from Tony Valdez
December 8th, 2025 09:49 PM
I greatly appreciate your positive feedback, Hector. It was a pleasure assisting you with your refinance process at PRMG. I'm delighted to hear that you were satisfied with the communication and simplicity of the process. Your recommendation...
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he is a very professional person thanks tony valdez
Reply from Tony Valdez
December 8th, 2025 09:49 PM
I appreciate your feedback, Antonio. It was a pleasure assisting you with your purchase. At PRMG, we strive for professionalism and your words mean a lot. Always here to help you with any future loan needs. Thanks for the perfect rating!
Very polite and hardworking
Reply from Tony Valdez
December 8th, 2025 09:49 PM
I appreciate your kind words, Marlena. I'm glad to hear that you had a positive experience with the refinancing process at PRMG. Your satisfaction is my top priority and I always strive to provide the best service to my clients. Your rating...
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I appreciated the follow-up and the easy streamlined on-line paperwork. I didn’t have to think about anything during the whole process. Thanks!
Reply from Tony Valdez
December 8th, 2025 09:49 PM
I'm thrilled to hear that your refinancing process was smooth and stress-free, Monica. It's my goal to provide an efficient and straightforward experience for each of my clients at PRMG. Your positive feedback truly means a lot. Thank you for...
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Tony and his team were amazing! They assisted us all the way through the lending process. With a 30 day escrow which was very short and considering my daughter wedding in between the dates, they made sure we did not miss one item to close our...
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Reply from Tony Valdez
December 8th, 2025 09:49 PM
I'm so glad to hear that you had a positive experience with our team at PRMG, Suzanne. We understand that the lending process can be stressful, especially with big events like your daughter's wedding happening concurrently. I'm thrilled that...
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Tony guided us through purchase of our first home and now a refinance. It has been a relationship spanning four years, with many challenges. Tony made the process simple and understandable and worked hard to get us the best deal possible. Thanks...
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Reply from Tony Valdez
December 8th, 2025 09:49 PM
I'm delighted to hear that you had such a positive experience with your refinance, Jessica. It's been my pleasure to guide you through both the purchase of your first home and now this refinance process. Navigating these challenges is easier...
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Follow thru and always available
Reply from Tony Valdez
December 8th, 2025 09:49 PM
I'm absolutely thrilled to hear that you had such a positive experience, Patricia! Ensuring a smooth and efficient process for our clients is a top priority at PRMG. I'm glad I was able to be there for you throughout your purchase and followed...
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Tony Valdez and the finance of america Mortgage team Super helpful and they really take pride in helping you out.. I am happy very thankful to have work with such a great team thank you guys!!
Tony Valdez and team are very professional i really Recommend them they are just awesome every single one of them thank you guys! Amazing people can't thank you guys enough!
Great experience overall. Thank you Tony for a fast closing.
Reply from Tony Valdez
December 8th, 2025 09:49 PM
I'm truly glad to hear you had a positive experience, Shawn. Ensuring a fast and efficient closing process is part of PRMG's commitment to excellence. We appreciate your 5-star rating and your trust in us for your purchase. Feel free to reach...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Military Loan Specialist;
Investment Purchase Specialist
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Positions
- Lower Mortgage - Loan AdvisorDec 1st, 2025 - Current
Memberships
- NAHREP San Fernando Valley
- SRAR
- NAHREP
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 448616
Hobbies
- Golf
- Family
- Baseball
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.