Tony Valdez, Lower Mortgage
Loan Officer | NMLS# 448616
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very professional and very helpful during the loan process
Reply from Tony Valdez
December 8th, 2025 09:49 PM
Thank you so much for your positive feedback, William. I'm delighted to hear that you found our loan process professional and helpful; that's what we aim for at PRMG. Your 5-star rating is a great motivation to continue offering high-quality...
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Tony is an amazing lender and closed our transaction on time, doing everything he said he would.
Tony is professional and knowledgeable. Always available, trust worthy and great personality. I'm referring him to my friends.
Tony and his team went above and beyond. Initially, we had 2 weeks to close and Tony took the task at hand and ran with it. He and his team were ready on time, then when there was a delay, he worked as diligently with us as he did with the...
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Toni Valdez was excellent
Tony did everything he said he would do in a very timely manner.
On a completely separate note, this survey is too long. If Tony had not done such a great job, I would have closed out before completing.
answered all questions needed.
Tony was great from the start and continued through the end of the process!!
Good communication, streamlined, great team.
Great
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Military Loan Specialist;
Investment Purchase Specialist
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Positions
- Lower Mortgage - Loan AdvisorDec 1st, 2025 - Current
Memberships
- NAHREP San Fernando Valley
- SRAR
- NAHREP
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 448616
Hobbies
- Golf
- Family
- Baseball
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.