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Tony Valdez, Lower Mortgage - Loan Officer | NMLS# 448616 in Valencia, CA

Tony Valdez, Lower Mortgage

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Loan Officer | NMLS# 448616

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(317) 231-5514
Valencia, CA
https://www.lower.com/lo/tvaldez
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
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    Kristie T
    Sylmar, CA
    Posted on March 3rd, 2022 03:36 AM
    Your help and communication. Also your whole teams help made this process quick and smooth. You guys were there if I had any questions. GREAT JOB!
    Reply from Tony Valdez
    December 8th, 2025 09:50 PM
    I'm truly grateful for your feedback, Kristie. It was a pleasure to assist you. We always strive to make the process as smooth and efficient as possible here at PRMG. Remember, if you have any more questions in the future, don't hesitate to...
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    Johnny V
    Posted on February 13th, 2022 07:26 PM
    Tony is always the go to for all our home mortgage needs. Very good in keeping you up to date on the status of your loan. Gives you all options and does not push one over the other. I will always go to him and recommend him to family and friends....
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  • SFTP
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    Linda V
    Sherwood Forest, CA
    Posted on February 13th, 2022 07:26 PM
    Tony is always the go to for all our home mortgage needs. Very good in keeping you up to date on the status of your loan. Gives you all options and does not push one over the other. I will always go to him and recommend him to family and friends....
    read more
    Reply from Tony Valdez
    December 8th, 2025 09:49 PM
    I couldn't be more thrilled to hear that you had such a positive experience working with me, Linda. It's incredibly satisfying to know I was able to assist you effectively with your home mortgage needs. Your understanding and patience throughout...
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  • SFTP
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    Doris L
    Winnetka, CA
    Posted on February 3rd, 2022 03:35 AM
    Tony is extremely knowledgeable, professional. He responds immediately. Always makes certain he answers any and all questions. I’ve worked with him for more than 20 years.
    Reply from Tony Valdez
    December 8th, 2025 09:49 PM
    Thank you so much for your kind words, Doris. I'm thrilled to hear that you've found our interactions over the past 20 years valuable. As part of PRMG, I always strive to provide the highest level of service and it's wonderful to hear that...
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  • SFTP
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    Karen S
    Santa Clarita, CA
    Posted on December 17th, 2021 02:24 AM
    Tony Valdez is a total pro and an unbelievable resource. His guidance and advice was phenomenal.
    Reply from Tony Valdez
    December 8th, 2025 09:49 PM
    I'm truly humbled by your kind words, Karen. I'm thrilled to hear that you found my guidance and advice to be beneficial. It's always my goal to provide a phenomenal service to all of our valued clients at PRMG. Your 5-star rating means a lot...
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    Ramon S
    Lancaster, CA
    Posted on December 13th, 2021 06:48 PM
    Tony has tons of experience . I love that he is very helpful patient and takes his time to help you . Also finance of America has very competitive rates .
    Reply from Tony Valdez
    December 8th, 2025 09:49 PM
    I'm truly grateful for the positive feedback, Ramon. It's rewarding to know that my experience and patience proved useful to you. I try my best to provide excellent service to all clients, and your satisfaction is a testament to that effort....
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    Ryan V
    Newhall, CA
    Posted on November 28th, 2021 03:08 AM
    Tony will go above and beyond to find the best option for your family and help you every step of the way
    Reply from Tony Valdez
    December 8th, 2025 09:49 PM
    Thank you for the stellar review, Ryan! I deeply appreciate your feedback. It was truly a pleasure to assist you and your family in finding the best options available. I strive to go above and beyond for every customer and I'm glad I could...
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  • SFTP
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    Carlos A
    Frazier Park, CA
    Posted on November 23rd, 2021 05:36 PM
    Tony is one of the best in the business. Communicates, keeps you in the loop from start to finish and always closes on time.
    Reply from Tony Valdez
    December 8th, 2025 09:49 PM
    I am deeply grateful for your kind words and 5-star rating, Carlos. It was my privilege to be of service to you. I always strive to ensure clear communication and timely closings, so I'm glad to know that your experience reflected these values....
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    Raymond F
    Bakersfield, CA
    Posted on November 11th, 2021 02:15 PM
    Right from the beginning, Tony was super accommodating to my busy schedule. He treated me with high respect and together, we identified my needs to refinance my home. He recommended a few choices and I followed his rich level of advice. I highly...
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    Reply from Tony Valdez
    December 8th, 2025 09:49 PM
    I'm deeply grateful for your kind words and the 5-star rating, Raymond. It was a pleasure working with you on your home refinancing needs. I'm thrilled to know that you found my advice and our discussions valuable. Rest assured, at PRMG, we...
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  • SFTP
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    George L
    Granada Hills, CA
    Posted on November 8th, 2021 02:37 PM
    ........ .....
    Reply from Tony Valdez
    December 8th, 2025 09:49 PM
    I am truly delighted to know that your experience with us at PRMG for your refinancing needs was a positive one, George. Your generous rating is greatly appreciated. It was an absolute pleasure working with you and I look forward to having...
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Military Loan Specialist;
    Investment Purchase Specialist
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    Positions
    • Lower Mortgage - Loan Advisor
      Dec 1st, 2025 - Current
    Memberships
    • NAHREP San Fernando Valley
    • SRAR
    • NAHREP
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 448616
    Hobbies
    • Golf
    • Family
    • Baseball
      • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.