Tony Valdez, Lower Mortgage
Loan Officer | NMLS# 448616
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Tony Valdez and his team are amazing to work with. Hard working, fast at responding to all my questions and patient. Would recommend them to anyone!
Tony and his staff are organized, nice, and above all easy to work with. They always answered our questions in a timely manner and it made the home buying process an enjoyment.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
Thank you for your kind words, Edward. I'm thrilled to hear that you found your home buying process enjoyable. Our team at PRMG always aims to provide organized, timely, and helpful service. Your feedback is greatly appreciated, and we look...
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Tony is the best! He was so responsive & took extra time and care to make sure that my husband and I understood every step of the very complicated process of buying a home. We couldn’t have done it without him!
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm truly grateful for your kind words, Katherine. It was my pleasure to assist you and your husband throughout the home buying process. Here at PRMG, we believe in transparency and making sure our clients fully understand every step. I'm delighted...
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Everything was awesome thank you!
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm thrilled to hear that you had a great experience with us at PRMG, Mauro! Your satisfaction is our top priority, and it's wonderful to know that we were able to meet your expectations. Thank you for the 5-star review and your kind words....
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Very professional and responsive.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm absolutely thrilled to hear that you had such a positive experience, Michael. It's always my goal to provide professional and responsive service. I'm glad to hear that I was able to meet your expectations. Thank you for taking the time...
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Tony and staff were amazing. From the start, excellent communication, always on top of things, kept us advised every step of the way. Tony was always available to answer any questions that we had. Most importantly, we are in our dream house...
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Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm truly humbled by your positive feedback, LeAnn. It was a pleasure assisting you through this process and I'm thrilled to hear that you're now enjoying your dream house. Your satisfaction and peace of mind were my top priorities from the...
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Tony is a true professional. His experience in dealing with complex buyer income scenarios is what made this transaction possible. Tony goes above and beyond the call to get the loan funded and I would refer him in a heartbeat.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
Thank you so much for your kind words, Joe. I'm glad to hear that you had a positive experience working with me. Your support and confidence in my capabilities are greatly appreciated. I always aim to provide the best service to my clients...
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Tony is very knowledgeable and was able to guide us during the whole process. Excellent communication!
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm thrilled to hear that you had such a positive experience, Fabiola! I strive to provide the best possible service and guidance throughout the process, so it's great to hear that my efforts paid off. Your feedback and excellent rating mean...
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What made this transaction great. Simple, Tony Valdez. He responds extremely quickly and was helpful throughout the whole process and communicative. None of this would be possible without him and his expertise. Everything went so smooth and...
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Reply from Tony Valdez
December 8th, 2025 09:50 PM
I sincerely appreciate your kind words and stellar review, Joseph! I'm thrilled to hear that you found the process smooth and communicative. It was my pleasure to assist you throughout the transaction and make it as easy as possible for you....
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We got it done.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm so glad to hear that you're satisfied with our services, Leo. Your review means a lot to me and the PRMG team. It was a pleasure working with you and getting the job done efficiently. Thank you for the 5-star rating. Let me know if there's...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Military Loan Specialist;
Investment Purchase Specialist
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Positions
- Lower Mortgage - Loan AdvisorDec 1st, 2025 - Current
Memberships
- NAHREP San Fernando Valley
- SRAR
- NAHREP
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 448616
Hobbies
- Golf
- Family
- Baseball
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.