Tony Valdez, Lower Mortgage
Loan Officer | NMLS# 448616
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Tony was a good listener and problem solver. He was crucial to the success of the whole transaction.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
Thank you so much for your kind words, Dina. I'm thrilled to hear that you had such a positive experience, and I was happy to be there to help facilitate the transaction. Your satisfaction is my top priority, and your review reaffirms the hard...
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Tony was very patient with me as I was a first time buyer. He was also available to answer questions and walk through the process with ease.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
Thank you for your review. We're happy to know that we've exceeded your expectations and look forward to continuing to do so!
Tony is very good at communicating all through the process and his support as well.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I greatly appreciate your kind words, Kathleen. Your positive feedback means the world to me. I'm glad to hear that my communication skills made the process smoother for you. I aim to provide the best possible support throughout. Thanks for...
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Good communication and instant updates .
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm thrilled to hear that you had a positive experience with our communication and updates, Amanda. Your 5-star rating means a lot to me and the entire PRMG team. We always strive to provide prompt and efficient service. Thank you for taking...
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Tony made sure to keep me informed throughout the loan process AND got the loan funded for a closed sale SUPER QUICK. Thank you, Tony!
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I appreciate your positive feedback, Lee. It was a pleasure to work with you and to ensure the loan process went smoothly and quickly for you. I strive to keep my clients informed and comfortable throughout the entire process. Your satisfaction...
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Worked with buyer to expedite a closing and kept us informed along the way.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm truly grateful for your kind words, Tim. I'm pleased to hear that you had a positive experience with the expedited closing. Keeping customers informed is a top priority here at PRMG. Looking forward to the chance to assist you again in...
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Tony Valdez &Tina
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm genuinely grateful for your 5-star review, John. It was a pleasure serving you at PRMG. Both Tina and I always aim to meet, if not exceed, our clients' expectations. Your satisfaction is our highest reward. Looking forward to assisting...
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Team was always responsive to all question asked and had phone or email communications.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm thrilled to hear that you had a positive experience with us, Mary. My team and I at PRMG always strive to offer responsive and efficient communication for all our clients. It's a pleasure to know that we were able to meet your expectations....
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These guys are on it, there professional and get the job done with little pain to you, there always there when you reach out to them. I'm vary Happy with the service I received, this is my third time with them and I will always come back when...
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Great communication , there on it. Great people, I will always use them and refer friends and family
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I sincerely appreciate your stellar review, Steven. Communication is a key aspect of what we do at PRMG and I'm thrilled that you felt well informed throughout. It's wonderful to hear that our team made such a good impression and you would...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Military Loan Specialist;
Investment Purchase Specialist
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Positions
- Lower Mortgage - Loan AdvisorDec 1st, 2025 - Current
Memberships
- NAHREP San Fernando Valley
- SRAR
- NAHREP
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 448616
Hobbies
- Golf
- Family
- Baseball
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.