Tony Valdez, Lower Mortgage
Loan Officer | NMLS# 448616
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Smooth and easy transaction.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm thrilled to hear that you found our transaction smooth and easy, Peggy! Ensuring a seamless experience for all my clients at PRMG is one of my primary goals. Thank you for the fantastic 5-star rating; it's greatly appreciated. If you have...
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TONY TONY TONY!!! What can I say about Tony except that he is AWESOME! Never a bad day collaborating with him and his entire team at PRMG. Good communication, good illustrations, good products and services, the whole 9! Thanks for helping our...
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Reply from Tony Valdez
December 8th, 2025 09:50 PM
I really appreciate the feedback and am looking forward to working with you again.
Great team. They worked hand in hand. They were on top of any outside company’s I would use them again.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
I'm really pleased to hear your positive feedback, David. It was a pleasure working with you and the team at PRMG. We always strive to stay in step with our clients to ensure the best possible results. Your satisfaction is our top priority...
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We love working with Tony! His team is amazing in the process and let's us know the status whether its good or bad so we know how to maneuver and make sure we get the client to the finish line. We refer him to all our clients!
Tony was amazing in explaining the loan and process with us and couldn’t be more happier with his and his team’s workflow! Would use them him again and again, no doubt!
I want to express my utmost gratitude for all that Tony Valdez and his incredible Team have done to assist us in our recent refinance endeavor.First and foremost, their exceptional professionalism. From the initial consultation to the final...
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His hard work, professionalism, invaluable support and guidance have been instrumental in making this possible. He has gone above and beyond to ensure that all our queries were answered promptly and that we were well-informed at every step...
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Reply from Tony Valdez
December 8th, 2025 09:50 PM
Thank you so much for your kind words, Erika. I'm thrilled to hear that you had such a positive experience with me and the PRMG team. It was our pleasure to guide you through the process and respond to your queries promptly. Your satisfaction...
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Working with Tony Valdez of PRMG Lending is an exceptionally professional experience! Tony is completely thorough and responsive with both the buyer and the agents. He goes the extra 10 miles to make sure the escrow process is smooth and the...
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Tony support made it great.
Reply from Tony Valdez
December 8th, 2025 09:50 PM
Thanks for reviewing us! We're happy to know that you've had a great experience and look forward to seeing you again soon!
Tony Valdez is a very knowledgeable Mortgage Advisor. In our recent transactions, he was always available to my seller/buyer and myself to answer any questions, explain the lending process, and skillfully avoid any problematic issues that might...
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Reply from Tony Valdez
December 8th, 2025 09:50 PM
Thank you so much, Birdie, for your wonderful feedback! I'm delighted to hear that you found my services helpful and informative. My main goal is to make the mortgage process as clear and straightforward as possible, and I'm glad to know that...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Military Loan Specialist;
Investment Purchase Specialist
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Positions
- Lower Mortgage - Loan AdvisorDec 1st, 2025 - Current
Memberships
- NAHREP San Fernando Valley
- SRAR
- NAHREP
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 448616
Hobbies
- Golf
- Family
- Baseball
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.