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Tony Valdez, Lower Mortgage - Loan Officer | NMLS# 448616 in Valencia, CA

Tony Valdez, Lower Mortgage

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Loan Officer | NMLS# 448616

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(317) 231-5514
Valencia, CA
https://www.lower.com/lo/tvaldez
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • FTP
    L
    Leticia D
    StevensonRanch, CA
    Posted on March 19th, 2020 11:05 PM
    Tony, you and your office were very professional and knowledgeable in the refinance of our home loan. You and your team made it a very seamless and pleasant experience. We look forward to working with Finance of America Mortgage in the future....
    read more
  • FTP
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    Edward K
    SimiValley, CA
    Posted on February 27th, 2020 06:08 AM
    The friendliness, accuracy of information and attention to detail. Great teamwork. Closed ahead of time!
  • FTP
    R
    Ramon S
    Palmdale, CA
    Posted on February 8th, 2020 04:05 PM
    Rates are very competitive. But my decision to go with finance of America was because they are very helpful with all paperwork to be filled out , very professional and local . Second time doing business with Tony Valdez and extremely satisfied...
    read more
  • FTP
    R
    Ryan S
    Valencia, CA
    Posted on February 5th, 2020 06:06 PM
    Always kept us informed during the entire process and answered all questions timely.
  • FTP
    J
    Jose T
    Mojave, CA
    Posted on February 2nd, 2020 02:39 PM
    We received all the information on time wen we need it
  • FTP
    J
    John B
    Newhall, CA
    Posted on December 23rd, 2019 02:50 PM
    Tony reached out to us with a no pressure suggestion regarding how refinancing our home would save us a substantial amount over the years. Because we trust Tony so much from previous experiences we of course said yes. During the next few weeks...
    read more
  • FTP
    J
    John V
    SherwoodForest, CA
    Posted on December 20th, 2019 04:46 PM
    I do not often give "five" stars or "glowing reviews", but feel that Tony and his team deserve the very best reviews. This is my 4th time using Tony for my refi/purchase needs and he is a consummate professional. I can always get a hold of...
    read more
  • Zillow
    J
    Johnny V
    Los Angeles, CA
    Posted on December 20th, 2019 12:00 AM
    Tony and his team are the only people that I recommend when it comes to Home Finance needs. He consistently amazes me no matter what challenges we have to get our financial needs accomplished. And believe me, I have had many challenges. He...
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  • FTP
    T
    Tamara L
    Valencia, CA
    Posted on December 16th, 2019 04:53 PM
    Tony provided excellent service and communication along the entire process. I will recommend him to friends and family.
  • FTP
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    Rene R
    Valencia, CA
    Posted on December 15th, 2019 03:19 PM
    Quick and thorough and accurate in processing our documents that we submitted. It’s an A+. Thanks.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Military Loan Specialist;
    Investment Purchase Specialist
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    Positions
    • Lower Mortgage - Loan Advisor
      Dec 1st, 2025 - Current
    Memberships
    • NAHREP San Fernando Valley
    • SRAR
    • NAHREP
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 448616
    Hobbies
    • Golf
    • Family
    • Baseball
      • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.