Tony Valdez, Lower Mortgage
Loan Officer | NMLS# 448616
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Tony was great in providing details and suggesting opinion's. All time available to answer your question's. Great to working with him. Thanks
Tony and his team are great. They make things so easy. We will definitely refer them to all our friends.
Perfect experience! knowledgeable, great communication, smooth process and fast. thank you!
Tony Valdez and his Team did an exceptional job for me and my Buyers. From the start, there was an impressive level of attention to my clients and the transaction. Throughout, the communication was wonderful and they accommodated a smooth and...
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Everything was good
.
Working with Tony Valdez and everyone at Finance of America Mortgage was better than Great . Tony and the staff there, walk me through every step of the way of the process of my Refi . Any questions or concerns I had, they answer and call me...
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Great customer service and prompt response from the team
Tony Valdez and his office staff were awesome. They were extremely helpful throughout our whole re-fi process.
I really liked Tony's positive attitude and the way he kept in contact. The updates were great.
Thanks Tony, I hope we can work together soon!
Jim
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Military Loan Specialist;
Investment Purchase Specialist
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Positions
- Lower Mortgage - Loan AdvisorDec 1st, 2025 - Current
Memberships
- NAHREP San Fernando Valley
- SRAR
- NAHREP
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 448616
Hobbies
- Golf
- Family
- Baseball
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.