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Tony Valdez, Lower Mortgage - Loan Officer | NMLS# 448616 in Valencia, CA

Tony Valdez, Lower Mortgage

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Loan Officer | NMLS# 448616

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(317) 231-5514
Valencia, CA
https://www.lower.com/lo/tvaldez
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • FTP
    J
    Joseph C
    SantaClarita, CA
    Posted on May 4th, 2020 05:40 PM
    Tony was awesome. My wife & I were afraid that the COVID-19 was going to delay our refinance process, however Tony & Karen were able to notify us immediately so that we could help in expediting documents. This is the second time that Tony has...
    read more
  • FTP
    M
    Matthew M
    Valencia, CA
    Posted on April 22nd, 2020 07:49 PM
    Tony and his team worked well with our real estate angent and escrow company to quickly and accurately process our home loan in a difficult time of the coronavirus pandemic. We got a great rate, helping us to get into a wonderful house, in...
    read more
  • FTP
    M
    Michael C
    NewburyPark, CA
    Posted on April 17th, 2020 03:01 PM
    Professional, extremely responsive, and supportive. Thank you!
  • Zillow
    Z
    Zuser201607292022547
    Thousand Oaks, CA
    Posted on April 17th, 2020 12:00 AM
    Thank you Tony for helping us get our dream home! I felt you were on our side the entire time. We are grateful for your diligence in making our dream come true. Thanks!
  • Zillow
    C
    Crystal L
    Posted on April 15th, 2020 03:38 PM
    Tony and his team are always my go to when I need anything financial. This was the 3rd loan that we received through Tony and it was just as easy as the first two. He and his team are knowledgeable, communicative and just all around helpful...
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  • Zillow
    C
    Crystal L
    Santa Clarita, CA
    Posted on April 15th, 2020 12:00 AM
    Tony and his team are always my go to when I need anything financial. This was the 3rd loan that we received through Tony and it was just as easy as the first two. He and his team are knowledgeable, communicative and just all around helpful...
    read more
  • FTP
    C
    Crystal L
    SantaClarita, CA
    Posted on April 13th, 2020 04:40 PM
    Working with Tony and his team is always easy. They make everything smooth and understandable. They are quick to answer any questions and communicate where you are in the process. I am very appreciative of them and will always use them for...
    read more
  • FTP
    A
    Antonio Z
    Lancaster, CA
    Posted on April 11th, 2020 05:34 PM
    I was always kept up to date on the processing of my loan
  • FTP
    E
    Elizabeth W
    Valencia, CA
    Posted on April 4th, 2020 04:41 PM
    Thank you Tony for your guidance and for your team’s communication with us during the process and as our loan was finalized.
  • FTP
    G
    Gustavo L
    WestHills, CA
    Posted on March 25th, 2020 02:25 PM
    Tony rocks!
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Military Loan Specialist;
    Investment Purchase Specialist
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    Positions
    • Lower Mortgage - Loan Advisor
      Dec 1st, 2025 - Current
    Memberships
    • NAHREP San Fernando Valley
    • SRAR
    • NAHREP
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 448616
    Hobbies
    • Golf
    • Family
    • Baseball
      • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.