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Tony Umholtz

Name: First Horizon Bank - Tampa, FL
Address: 3550 Buschwood Park Dr Ste 110, Tampa, Florida, 33618
Telephone: +1-813-785-6812
Rating: 4.83

MORTGAGE MARKET MGR

First Horizon Bank - Tampa, FL

4.83

(459)

Mortgage

Mortgage Loan Officer

Contact Info

(813) 785-6812

Tampa, FL

https://www.firsthorizon.com/mortgage/tony-umholtz

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4.83

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4.82

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4.86

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Tony Umholtz has received a review with 5 star rating from Hayden B

Reply from Owner

June 2nd, 2026 02:56 PM

Hayden Blalock, thank you for reaching out to us. We are so glad to hear of your experience. Please don't hesitate to reach out to us if you have any questions or concerns. ^Allie

Terra, Cindy, and Cosette were all fantastic to work with! They communicated proactively from pre approval through closing. I would recommend that anyone use Tony's team, especially for a physicians loan.

Reply from Tony Umholtz

June 5th, 2026 09:17 PM

Thank you, Michael, for your kind words about Terra, Cindy, and Cosette. We're pleased to hear that their proactive communication made your experience from pre-approval to closing seamless. We appreciate your endorsement of our team and our...

You worked extremely hard to get this loan closed quickly! Communication was excellent, and closing costs were significantly cheaper. They were lower then rocket mortgage after we put down and additional 1.5% as well

Reply from Tony Umholtz

June 5th, 2026 09:15 PM

Thank you, Daniel, for sharing your positive experience with us. We're glad to hear that our team's hard work and effective communication contributed to a smooth and cost-effective loan closing. It's wonderful to know that we could offer competitive...

Tony Umholtz has received a review with 5 star rating from Jordan Y

Reply from Owner

May 26th, 2026 01:20 PM

Jordan, Thank you for reaching out to us! We appreciate the feedback of your experience. Please don't hesitate to reach out to us if you have questions or concerns. Thank you for banking with First Horizon! ^Ken

Aaron Laplede was a great communicator and was available to discuss with us even with our very tight and busy schedules. He never made us feel like a bother and answered our questions with ease. His congenial and winsome personality also was...

Reply from Owner

May 26th, 2026 12:56 PM

Kyra, Thank you for reaching out to us! We are so glad to hear of your experience. Please don't hesitate to reach out to us if you have questions or concerns. Thank you for banking with First Horizon! ^Ken

Aaron Laplede was a grear communicator and was available to discuss with us even with oir very tight and busy schedules. He never made us feellike a bother and answered our questions with ease. He's congenial amd winsome personality also was...

Reply from Tony Umholtz

June 5th, 2026 09:15 PM

Thank you, Kyra, for sharing your experience with us. We're grateful to know that Aaron's communication and accommodating nature contributed positively to your experience. Please feel free to reach out if you need any further assistance.

Everything was an easy smooth process and communication was good

Reply from Tony Umholtz

May 22nd, 2026 01:00 PM

Thank you, Jordan, for your kind words. We're glad to hear that the process was easy and smooth. If there's anything else you need, please feel free to reach out to us.

Aaron and Cindy both very responsive. would pick up the phone or answer emails quickly with any questions I had .

Reply from Tony Umholtz

May 22nd, 2026 12:59 PM

Thank you, Kyle, for recognizing Aaron and Cindy's responsiveness. We're glad to know they were quick to assist with your questions. If you need any further help, feel free to reach out to us.

The entire process was fast, transparent and stress-free. Pre-signing documents online drastically reduced the time spent physically with a notary and title company. Nice job Folks!

Reply from Tony Umholtz

May 22nd, 2026 12:59 PM

Thank you, Steven, for your kind words. We're glad to hear that the process was fast and transparent for you, and that pre-signing documents online added to the convenience. We appreciate your feedback and are always here to assist if you need...

The preapproval process was seamless and rate ultimately offered was excellent. However, the underwriting process and closing process was abysmal with your team scrambling last second on the day before closing to obtain documents. This is simply...

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About

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Medical Professional Mortgages

DSCR Loans

Self-Employed Mortgages

Cash-Out Refinances

Bank Statement Mortgages

Specialities

Residential Mortgage Programs

Doctor Loans

FHA, VA, Conventional and Portfolio Loans

Single Family and Multi Family up to 4 units

Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers

First Time Homebuyer

Down Payment Assistance loans

Condo, Townhomes and Single Family properties

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