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Tony Umholtz - MORTGAGE MARKET MGR in Tampa, FL
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Tony Umholtz

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MORTGAGE MARKET MGR

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My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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5 Star
89%
4 Star
7%
3 Star
2%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
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    Barbara S
    Citrus Springs, FL
    Posted on June 24th, 2026 11:30 AM
    Being able to call into office and speak to a person not a machine. If a message was left it was promply responded to. Very personal serbice.
    Reply from Tony Umholtz
    June 26th, 2026 12:30 PM
    Barbara, we're grateful for your kind words. Service is our #1 priority and it is important to us that you can speak directly with a person during such an important transaction. Thank you for sharing the positive experience you had working...
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    ARIEL J D
    Naples, FL
    Posted on June 23rd, 2026 01:31 PM
    All of the members of the team were very accesible to questions I had throughout the process.
    Reply from Tony Umholtz
    June 26th, 2026 12:30 PM
    We're glad to hear that our team was accessible and able to assist you with your questions throughout the process, Ariel. Providing support and ensuring a smooth experience is important to us. If there's anything else we can do for you, please...
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    Shannon L S
    Odessa, FL
    Posted on June 18th, 2026 01:09 PM
    Great communication
    Reply from Tony Umholtz
    June 23rd, 2026 12:38 PM
    Thank you, Shannon, for your 5 star review. We're glad our communication helped provide a positive experience with us. If you ever need further assistance, feel free to reach out.
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    Ronda M
    Posted on June 16th, 2026 03:19 AM
    Tony Umholtz has received a review with 5 star rating from Ronda M
    Reply from Owner
    June 16th, 2026 05:06 PM
    Thank you for reaching out to us! We are so glad to hear of your experience. Please don't hesitate to reach out to us if you have any questions or concerns. ^DS
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    Ronda N M
    Bonita Springs, FL
    Posted on June 16th, 2026 03:19 AM
    The entire team made it easy to get the deal done. The response time form everyone was fast and efficient. The rate was great as well. 10/10!!
    Reply from Tony Umholtz
    June 17th, 2026 02:02 PM
    Thank you, Ronda, for your kind words. We're glad to hear that the team made the process easy and efficient for you, and that you were happy with the rate. Your 10/10 rating is greatly appreciated! Enjoy your new home!
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    Blair H
    Grosse Pointe Farms, MI
    Posted on June 12th, 2026 01:33 PM
    Very smooth and clear process We were working on a very compressed timeline and it all came together without any last minute issues .
    Reply from Tony Umholtz
    June 15th, 2026 02:34 PM
    Blair, we're grateful for your 5 star review, thank you! It's great to hear that the process was smooth and clear, especially on the tight timeline. We were excited to be a part of your home purchase. If you need further assistance, feel free...
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    Kian S
    Posted on June 9th, 2026 12:55 PM
    Tony Umholtz has received a review with 5 star rating from Kian S
    Reply from Owner
    June 9th, 2026 04:57 PM
    Kian, We appreciate the feedback of your experience. Please don't hesitate to reach out to us if you have questions or concerns. Thank you for banking with First Horizon! ^Ken
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    Maryam N A
    Boca Raton, FL
    Posted on June 9th, 2026 12:54 PM
    Great team of people .
    Reply from Tony Umholtz
    June 15th, 2026 02:34 PM
    Thank you, Maryam, for your kind words. We're pleased to hear you had a positive experience with our team. If there's anything more we can do for you, please let us know.
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    William T L
    Anna Maria, FL
    Posted on June 4th, 2026 03:41 PM
    Tony Umholtz, and his team were great to work with every step of the process. Bravo to all of them! And thank you to all of them!!
    Reply from Tony Umholtz
    June 5th, 2026 09:20 PM
    Thank you, William, for your kind words about the great experience working with our team. Your appreciation is truly valued. We are here for you if there is anything else we can help you with. Enjoy your home!
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    Ted C
    Jacksonville, FL
    Posted on June 3rd, 2026 12:46 PM
    Excellent response times. Made home buying easy. Previous lender was making life difficult so switched to first horizon bank with Tony and it immediately made the process enjoyable.
    Reply from Tony Umholtz
    June 5th, 2026 09:18 PM
    We're glad to hear that our team made your home buying process enjoyable. It's wonderful to know that our response times eased the transition from your previous lender. If you need any further assistance, please feel free to reach out to us....
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  • 21–30 of 459
    About
    My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Medical Professional Mortgages
    DSCR Loans
    Self-Employed Mortgages
    Cash-Out Refinances
    Bank Statement Mortgages
    Specialities
    Residential Mortgage Programs
    Doctor Loans
    FHA, VA, Conventional and Portfolio Loans
    Single Family and Multi Family up to 4 units
    Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
    First Time Homebuyer
    Down Payment Assistance loans
    Condo, Townhomes and Single Family properties
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • University of South Florida Foundation Board Member
    • Salvation Army Board of Directors
    • Tampa Bay Builders Association
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    • Licensed in 48 states (excluding HI and AK)
    Gallery
    Tony Umholtz - Gallery Photo
    Tony Umholtz - Gallery Photo
    Tony Umholtz - Gallery Photo
    Achievements
    • First Horizon Elite Circle for Top Mortgage Production
    • Scotsman Guide Top Originator
    Hobbies
    • Sports
    • Spending time with family
    • Travel
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    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.