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Tony Umholtz - MORTGAGE MARKET MGR in Tampa, FL
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Tony Umholtz

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MORTGAGE MARKET MGR

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My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
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5 Star
89%
4 Star
7%
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2%
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Reviews from Web
  • Encompass
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    Kelsey H W
    Lakeland, FL
    Posted on May 15th, 2026 04:24 PM
    Ease of communication, quick responses, multiple contacts
    Reply from Tony Umholtz
    May 18th, 2026 04:12 PM
    Thank you, Kelsey, for recognizing the quick response and ease of communication you experienced working with our team. We're glad to hear that having multiple contacts helped make this a great experience for you. Please keep in touch and let...
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  • Encompass
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    Wesley G
    Winter Garden, FL
    Posted on May 14th, 2026 09:20 PM
    Overall was a good process, but your underwriting and closing team was horrible. I had most of my financiial info in for the last month and was in "underwriting" for a long time but your team was struggling to get everything in time for the...
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  • Encompass
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    Joseph A A
    Lutz, FL
    Posted on May 9th, 2026 02:50 PM
    Tony, Cindy, and the team took care of me and were always proactive, which has not always been the case with other lenders in the past.
    Reply from Tony Umholtz
    May 15th, 2026 11:56 AM
    Thank you, Joseph, for highlighting our proactive approach. It was our pleasure to take such good care of you, especially compared to past experiences with other lenders. If there's anything more we can do for you, please feel free to let us...
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    Ted S
    Posted on April 25th, 2026 12:06 AM
    Tony Umholtz has received a review with 5 star rating from Ted S
    Reply from Owner
    April 25th, 2026 12:49 PM
    Ted Sukhdeo, thank you for reaching out to us! We are so happy to hear of your experience! Please don’t hesitate to reach out to us if you need assistance in the future. ^Bree
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    Ted S
    Leesburg, GA
    Posted on April 25th, 2026 12:06 AM
    The overall customer service that I received.
    Reply from Tony Umholtz
    May 15th, 2026 11:58 AM
    Thank you, Ted, for providing your 5 star review. We appreciate the opportunity to help you with your mortgage and thank you for recognizing the service our team provided. Please keep in touch!
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    Dave G
    Posted on April 21st, 2026 11:18 PM
    Tony Umholtz team member Aaron LaPrade took the time to truly understand my financial situation and worked diligently to secure the right mortgage for us.
    Reply from Owner
    April 22nd, 2026 12:31 PM
    Dave Goldberg, thank you for reaching out to us! We are happy to hear you had a positive experience with our associates. Please don’t hesitate to reach out to us if you need assistance in the future. ^Bree
  • Encompass
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    David C G
    Palm Harbor, FL
    Posted on April 21st, 2026 11:17 PM
    Aaron LaPrade took the time to truly understand my financial situation and worked diligently to secure the right mortgage for us.
    Reply from Tony Umholtz
    May 15th, 2026 11:58 AM
    We're grateful for your feedback, David. It's appreciated to hear that Aaron took the time to understand your financial situation and worked diligently to secure the right mortgage. We appreciate your kind words and are happy to have been able...
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    Ayeeshik K
    Posted on April 21st, 2026 12:18 PM
    Tony Umholtz has received a review with 5 star rating from Ayeeshik K
    Reply from Owner
    May 15th, 2026 11:59 AM
    Thank you, Ayeeshik, for your 5-star rating. We're grateful for your support and are here if you need any assistance.
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    Ayeeshik K
    Dallas, TX
    Posted on April 21st, 2026 12:18 PM
    Tony and his team were very responsive throughtout the process, great communication!
    Reply from Tony Umholtz
    May 15th, 2026 12:01 PM
    Thank you, Ayeeshik, for your kind words about the team. We're glad to hear that our responsiveness and communication made a positive impact on your experience. If you need any further assistance, please feel free to reach out to us.
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    Sarah B
    Posted on April 16th, 2026 05:26 PM
    Such a wonderful experiance from start to finish! Gail, Cindy, and Cosette were amazing to work with and so incredibly kind and efficient! Would recommend to anyone looking for a lender!
    Reply from Owner
    April 17th, 2026 12:30 PM
    Sarah Black, thank you for reaching out to us! We are happy to hear you had a positive experience with our associates. Please don’t hesitate to reach out to us if you need assistance in the future. ^Bree
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    About
    My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Medical Professional Mortgages
    DSCR Loans
    Self-Employed Mortgages
    Cash-Out Refinances
    Bank Statement Mortgages
    Specialities
    Residential Mortgage Programs
    Doctor Loans
    FHA, VA, Conventional and Portfolio Loans
    Single Family and Multi Family up to 4 units
    Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
    First Time Homebuyer
    Down Payment Assistance loans
    Condo, Townhomes and Single Family properties
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • University of South Florida Foundation Board Member
    • Salvation Army Board of Directors
    • Tampa Bay Builders Association
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    • Licensed in 48 states (excluding HI and AK)
    Gallery
    Tony Umholtz - Gallery Photo
    Tony Umholtz - Gallery Photo
    Tony Umholtz - Gallery Photo
    Achievements
    • First Horizon Elite Circle for Top Mortgage Production
    • Scotsman Guide Top Originator
    Hobbies
    • Sports
    • Spending time with family
    • Travel
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    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.