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Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ...... Show More
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Reviews from Web
Tony and his team were responsive, helpful, and an overall joy to work with. They helped me choose the right mortgage product for me and helped me find the right budget as well. They also made the application and closing process incredibly...
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Reply from Owner
July 24th, 2024 04:00 PM
Thank you for taking the time to share your positive experience, Austin. It's great to hear that we were able to assist you effectively in choosing the right mortgage product and budget. We strive to make our processes as straightforward and...
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I appreciated everyone’s responsiveness at the office (with Tony and Gail even answering me on their vacations) and the ease of the document submission process. There seemed to be a slight hiccup with the home insurance submission (it kept...
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Reply from Tony Umholtz
May 13th, 2024 07:23 PM
Thank you for your feedback, especially regarding the document submission process. We're sorry to hear about the hiccup you experienced with the home insurance submission. We'll ensure this feedback is passed along to the appropriate department...
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Ease of communication, quick responses, multiple contacts
Overall was a good process, but your underwriting and closing team was horrible. I had most of my financiial info in for the last month and was in "underwriting" for a long time but your team was struggling to get everything in time for the...
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Tony, Cindy, and the team took care of me and were always proactive, which has not always been the case with other lenders in the past.
Reply from Tony Umholtz
May 15th, 2026 11:56 AM
Thank you, Joseph, for highlighting our proactive approach. It was our pleasure to take such good care of you, especially compared to past experiences with other lenders. If there's anything more we can do for you, please feel free to let us...
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Tony Umholtz has received a review with 5 star rating from Ted S
Reply from Owner
April 25th, 2026 12:49 PM
Ted Sukhdeo, thank you for reaching out to us! We are so happy to hear of your experience! Please don’t hesitate to reach out to us if you need assistance in the future. ^Bree
The overall customer service that I received.
Reply from Tony Umholtz
May 15th, 2026 11:58 AM
Thank you, Ted, for providing your 5 star review. We appreciate the opportunity to help you with your mortgage and thank you for recognizing the service our team provided. Please keep in touch!
Tony Umholtz team member Aaron LaPrade took the time to truly understand my financial situation and worked diligently to secure the right mortgage for us.
Reply from Owner
April 22nd, 2026 12:31 PM
Dave Goldberg, thank you for reaching out to us! We are happy to hear you had a positive experience with our associates. Please don’t hesitate to reach out to us if you need assistance in the future. ^Bree
Aaron LaPrade took the time to truly understand my financial situation and worked diligently to secure the right mortgage for us.
Reply from Tony Umholtz
May 15th, 2026 11:58 AM
We're grateful for your feedback, David. It's appreciated to hear that Aaron took the time to understand your financial situation and worked diligently to secure the right mortgage. We appreciate your kind words and are happy to have been able...
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Tony Umholtz has received a review with 5 star rating from Ayeeshik K
Reply from Owner
May 15th, 2026 11:59 AM
Thank you, Ayeeshik, for your 5-star rating. We're grateful for your support and are here if you need any assistance.
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About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
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Search Rank ScoreLearn More →
772
/850
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Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
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Addresses and Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
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Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.

