

Top 5%
Tony Umholtz
MORTGAGE MARKET MGR

My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Responsive team
Reply from Tony Umholtz
August 6th, 2026 07:18 PM
Andrew, we're grateful for your feedback. It's rewarding to know that our efforts to be responsive during the process positively impacted your experience. If there's anything else we can assist with, please feel free to reach out to us. Enjoy...
read more
We were getting too many emails from very different people and we were getting lost
Reply from Tony Umholtz
July 28th, 2026 05:26 PM
Thank you for your feedback, Maria. Navigating a home purchase from overseas presents unique coordination challenges, especially when managing time zone gaps that limit real-time phone conversations. To protect your timelines, our team utilized...
read more
Your product offerings were very competitive and the communication process was excellent. But the shining star was Gail Daily and her team. Gail was very helpful and informative and pleasant to work with. It all came together to deliver an...
read more
Reply from Tony Umholtz
July 16th, 2026 07:58 PM
Thank you, Hal, for your kind words about your experience with our team and grateful to hear that Gail stood out and provided such helpful and informative service. It's wonderful to know that our product offerings and communication process...
read more
It was a seamless process and great communication. Never felt like an inconvenience.
Reply from Owner
July 10th, 2026 07:49 PM
Hanna Curry, thank you for reaching out to us! We are so happy to hear of your experience! Please don’t hesitate to reach out to us if you need assistance in the future. ^Bree
Communication was superb! Never felt like an inconvenienced anyone. Everything was smooth.
Reply from Tony Umholtz
July 14th, 2026 07:52 PM
Hanna, we appreciate your feedback! It's wonderful to know that you found the communication superb and the process smooth. Your experience is important to us, and we're glad it met your expectations. Enjoy your new home!
Tony U and Aaron L of First Horizon have been professional, available, and extremely willing to work directly with us during our entire mortgage application process. We are so grateful for their assistant in making the process comfortable.The...
read more
Reply from Owner
July 6th, 2026 12:25 PM
Barbara Silva, thank you for reaching out to us. We are so glad to hear of your experience. Please don't hesitate to contact us if you have any questions or concerns. ^Allie
The team was very responsive and timely. Ms. Cindy Bishop in particular really went above and beyound to answer all of my questions and concerns. As a first time home buyer, the process is already stressful and can be a whole new world of terminology...
read more
Reply from Tony Umholtz
July 14th, 2026 07:51 PM
Thank you, Tran, for sharing your experience with us. We're glad to hear that the team was able to provide you with such responsive and supportive service during your first home buying journey and appreciate you recognizing Cindy, she is an...
read more
Tony Umholtz has received a review with 5 star rating from Susy L
Reply from Owner
June 30th, 2026 11:52 AM
Susy, We appreciate the feedback of your experience. Please don't hesitate to reach out to us if you have questions or concerns. Thank you for banking with First Horizon! ^Ken
Un proceso bien comodo , rápido y conveniente y buena comunicación entre ustedes y nosotro... ls recolección de documentos es mucha y si nos habria gustado que nos hubieran pedido todo junto de una ocasión.
Reply from Tony Umholtz
July 14th, 2026 07:49 PM
Gracias, Clary, por compartir tu experiencia. Nos complace saber que encontraste el proceso cómodo, rápido y conveniente, y que la comunicación fue buena. Apreciamos tu comentario sobre la recolección de documentos y tomaremos en cuenta tu...
read more
Tony is the BEST!
Reply from Tony Umholtz
June 26th, 2026 12:28 PM
Thank you for your kind review. We're glad to know you had a great experience. It is a pleasure working with you. If there's anything else we can assist you with, please feel free to reach out.
11–20 of 459
About
My name is Tony Umholtz and I have been working in the mortgage industry since 2002. I am committed to making your mortgage experience the best it can be with innovative, convenient services and helpful, knowledgeable people. My team and I offer many loan solutions including conventional, VA, FHA. We have low and no down payment options for medical professionals including doctors, pharmacists, dentists, and other health care workers. We also offer construction to permanent lending, and jumbo loans. Weather you are purchasing your first home, or your dream home we have the experience to help every step of the way. Call us today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Programs
Doctor Loans
FHA, VA, Conventional and Portfolio Loans
Single Family and Multi Family up to 4 units
Specialty loans for many occupations including Attorney, CPA, MDs, DOs, Dentist, Optometrists, Pharmacists, Veterinarians, Residents, Fellows, First Responder, Medical/Health Care Workers
First Time Homebuyer
Down Payment Assistance loans
Condo, Townhomes and Single Family properties
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- University of South Florida Foundation Board Member
- Salvation Army Board of Directors
- Tampa Bay Builders Association
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
- Licensed in 48 states (excluding HI and AK)
Gallery



Achievements
- First Horizon Elite Circle for Top Mortgage Production
- Scotsman Guide Top Originator
Hobbies
- Sports
- Spending time with family
- Travel
View All
Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.