Tom Rybak - Mortgage Banker's Cover Image
Tom Rybak - Mortgage Banker - Senior Mortgage Banker in Kernersville, NC

Tom Rybak - Mortgage Banker

ClaimedPro

Senior Mortgage Banker

Atlantic Bay Mortgage Group - Kernersville, NC+1
Atlantic Bay Mortgage Group - Winston-Salem
Barton College
Barton College
When other lenders can't figure out the loan, that's when you call me! I'm Tom Rybak, a mortgage lender specializing in challenging loans that don't fit traditional lending guidelines. I offer DSCR loans for real estate investors, bank stat... Show More
Mortgage
Mortgage Loan Officer
Atlantic Bay Mortgage Group - Winston-Salem
Barton College
Barton College
Contact Info
(336) 399-1878
Kernersville, NC
https://www.atlanticbay.com/tomrybak/
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
1%
1 Star
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Reviews from Web
  • Zillow
    F
    Frankiegreen458
    Whitsett, NC
    Posted on September 25th, 2020 12:00 AM
    Thomas is every home owners best kept secret, he guided my family through the process of purchasing our new home without stress. He was truly a blessing to have while navigating through unfamiliar processes. I would highly recommend Thomas...
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    • 131–131 of 131
    About
    When other lenders can't figure out the loan, that's when you call me! I'm Tom Rybak, a mortgage lender specializing in challenging loans that don't fit traditional lending guidelines. I offer DSCR loans for real estate investors, bank statement loans for self-employed borrowers, and Non-QM mortgage solutions. Whether you're a business owner with complicated income, an investor building your portfolio, or someone who's been turned down by another lender, I specialize in finding solutions others may overlook. I don't just do the easy loans. I take pride in solving the tough ones and helping borrowers get to the closing table. Before you give up, give me a call!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    DSCR Loans
    Self-Employed Mortgages
    Bank Statement Loans
    Specialities
    Fha
    USDA
    Down Payment Assistance
    VA
    Bank Statements
    DSCR
    Conventional
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    Education
    • Barton College
      Physical Education Teaching and Coaching
      Bachelor of Science
      Aug 1992 -May 1995
      Barton College logo
    Positions
    • Atlantic Bat Mortgage - Sr. Mortgage Banker
      Aug 1st, 2024 - Current
    Memberships
    • NMLS, Kernersville Chamber
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #103608
    • Licensed in FL, NC, SC, GA & VA
    Gallery
    Tom Rybak - Mortgage Banker - Gallery Photo
    Tom Rybak - Mortgage Banker - Gallery Photo
    Tom Rybak - Mortgage Banker - Gallery Photo
    Tom Rybak - Mortgage Banker - Gallery Photo
    Awards
    JUCO World Series
    Achievements
    • JUCO World Series
    Hobbies
    • Golfing
    • Gardening
    • Fishing
      • View All
    Disclaimer
    © 2022 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.