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Tom Rybak - Senior Mortgage Banker in Kernersville, NC

Tom Rybak

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Senior Mortgage Banker

Atlantic Bay Mortgage Group - Winston-Salem
Barton College
Barton College
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Atlantic Bay Mortgage Group - Winston-Salem
Barton College
Barton College
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • FTP
    B
    Bradley H
    Winston Salem, NC
    Posted on January 17th, 2021 01:23 PM
    Tom made buying our first home go as smooth as it possibly good. Any questions I had were answered promptly. Just an overall great experience.
  • FTP
    J
    Jeremy C
    North Wilkesboro, NC
    Posted on January 14th, 2021 06:10 AM
    Everything was timely. Tom would prompt when certain documentation was needed, to move things along to the next step. And all the numbers have matched correctly. The process went well .
  • FTP
    M
    Marquette C
    High Point, NC
    Posted on January 5th, 2021 01:55 PM
    Tom provided effective knowledge and displayed outstanding service. Fully satisfied!!
  • FTP
    D
    Donna W
    High Point, NC
    Posted on December 6th, 2020 06:16 PM
    Everyone was so kind. They helped us through every step of the way. We haven’t bought a home in 43 years! You all made it so easy. Every time we had a question you got right back to us. We Thank You for that. Hillary went above and beyond to...
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  • FTP
    J
    Jason B
    Winston Salem, NC
    Posted on December 5th, 2020 07:15 AM
    Mr. Ryback made the whole process of doing a refinance stress free. I would reccomend Mr. Ryback to anyone looking to purchase or refinance. Great communication and got us a much better intrest rate! 5 stars from me!
  • FTP
    B
    Ben W
    High Point, NC
    Posted on December 3rd, 2020 05:56 PM
    Everyone were so helpful, Tom Rybak help getting this Morgage together was so simple and easy for my wife and myself to Make the transition .
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    Thomas M
    Kernersville, NC
    Posted on December 2nd, 2020 04:16 PM
    Tom was great to work with. I appreciate his quick responses to my questions. He made it a very smooth transaction.
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    J
    Josue V
    Thomasville, NC
    Posted on November 24th, 2020 05:27 PM
    Working with Thomas Rybak was great ! He helped us get into our first home ! He was walked us through the whole process from pre-approval to closing he was there for us every step of the way!
  • Zillow
    M
    Michaela H
    Posted on November 24th, 2020 04:12 PM
    Tom made our lending process super easy! Highly, highly recommend. He knows what he's doing, gets the job done and makes it easy on home buyers. Really couldn't ask for more!
  • Zillow
    M
    Michaela H
    Summerfield, NC
    Posted on November 24th, 2020 12:00 AM
    Tom made our lending process super easy! Highly, highly recommend. He knows what he's doing, gets the job done and makes it easy on home buyers. Really couldn't ask for more!
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    About
    We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Fha, USDA, Down Payment Assistance, VA, Bank Statements, DSCR and Conventional
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    Education
    • Barton College
      Physical Education Teaching and Coaching
      Bachelor of Science
      Aug 1992 -May 1995
      Barton College logo
    Positions
    • Atlantic Bat Mortgage - Sr. Mortgage Banker
      Aug 1st, 2024 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #103608
    • Licensed in FL, NC, & SC
    Gallery
    Tom Rybak - Gallery Photo
    Tom Rybak - Gallery Photo
    Tom Rybak - Gallery Photo
    Tom Rybak - Gallery Photo
    Hobbies
    • Golfing, Gardening, Fishing, Watching Sports
    Disclaimer
    © 2022 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.