
Tom Rybak
Senior Mortgage Banker


Barton College
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Tom made buying our first home go as smooth as it possibly good. Any questions I had were answered promptly. Just an overall great experience.
Everything was timely. Tom would prompt when certain documentation was needed, to move things along to the next step. And all the numbers have matched correctly. The process went well .
Tom provided effective knowledge and displayed outstanding service. Fully satisfied!!
Everyone was so kind. They helped us through every step of the way. We haven’t bought a home in 43 years! You all made it so easy. Every time we had a question you got right back to us. We Thank You for that. Hillary went above and beyond to...
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Mr. Ryback made the whole process of doing a refinance stress free. I would reccomend Mr. Ryback to anyone looking to purchase or refinance. Great communication and got us a much better intrest rate! 5 stars from me!
Everyone were so helpful, Tom Rybak help getting this Morgage together was so simple and easy for my wife and myself to Make the transition .
Tom was great to work with. I appreciate his quick responses to my questions. He made it a very smooth transaction.
Working with Thomas Rybak was great ! He helped us get into our first home ! He was walked us through the whole process from pre-approval to closing he was there for us every step of the way!
Tom made our lending process super easy! Highly, highly recommend. He knows what he's doing, gets the job done and makes it easy on home buyers. Really couldn't ask for more!
Tom made our lending process super easy! Highly, highly recommend. He knows what he's doing, gets the job done and makes it easy on home buyers. Really couldn't ask for more!
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fha, USDA, Down Payment Assistance, VA, Bank Statements, DSCR and Conventional
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Education
- Barton CollegePhysical Education Teaching and CoachingBachelor of ScienceAug 1992 -May 1995

Positions
- Atlantic Bat Mortgage - Sr. Mortgage BankerAug 1st, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #103608
- Licensed in FL, NC, & SC
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Hobbies
- Golfing, Gardening, Fishing, Watching Sports
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.