Tom Rybak
Senior Mortgage Banker
Barton College
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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8 AM to 5 PM
Tues
8 AM to 5 PM
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Tom, thank for going the extra mile and making my refinance stress free!!
Awesome communication and personality. Very attentive and detail oriented. Highly recommended 😁
It was wonderful working with Tom. He was always available for questions and explained the process numerous times to help us understand. And he was always upfront and straight about frees and costs. Highly recommend!
He is doing great job
Friendly and fast service :))
Pure awesomeness. I stressed myself out for something that went so smooth.
My husband and I really appreciate all that Tom has done for us between our initial mortgage and then our refi a year later. He’s always available to answer any/all questions. He always went out of his way to accommodate our needs when/if we...
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Excellent communication. Great rates. Tom made the refinance process quick and easy for me to get through.
Friendliness , kindness , overall the helpful way he went about to get us the refinance that we needed at affordable amount I’d definitely recommend him to a friend if they needed someone thanks again ...
Tom did a great job getting us to a point to qualify for our mortgage loan. It took extensive work with the credit bureaus to make the loan qualification happen. He was great to work with and I would recommend to my closest friends and family....
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fha, USDA, Down Payment Assistance, VA, Bank Statements, DSCR and Conventional
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Education
- Barton CollegePhysical Education Teaching and CoachingBachelor of ScienceAug 1992 -May 1995
Positions
- Atlantic Bat Mortgage - Sr. Mortgage BankerAug 1st, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #103608
- Licensed in FL, NC, & SC
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Hobbies
- Golfing, Gardening, Fishing, Watching Sports
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.