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Atlantic Bay Mortgage Group - Kernersville, N...
Kernersville, NC
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Tom was recommended to us, & we used him on 2 loans. He is professional, knowledgeable, proactive, helpful, on top of timelines & requirements, & so very nice. We highly recommend Tom!
Tom was recommended to us, & we used him on 2 loans. He is extremely professional, knowledgeable, proactive, helpful, on top of timelines & requirements, & so very nice. We highly recommend Tom.
Reply from Tom Rybak - Mortgage Banker
October 28th, 2026 01:46 PM
Thank you so much for your kind words, Lisa. I'm glad to have been able to assist you with your two loans. You and David were a pleasure to work with. Enjoy your new home in GA.
Tom Rybak - Mortgage Banker has received a review with 5 star rating from GrierCheese
Easy to work with.
Reply from Tom Rybak - Mortgage Banker
October 28th, 2026 01:47 PM
I'm glad to hear that you found it easy to work with me, Grier. I strive to make the process as smooth as possible for my clients.
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10/10 recommend!!!!! If you need a home loan, Ron is the guy for you!!!! Very transparent, reliable, professional!!! Walked us through the process step by step! Answered questions, explained everything to us in ways we could understand!!! Our...
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Ron Kimrey was excellent to work with throughout our home purchase. He was always available to answer questions, communicated clearly, and kept everything on track from start to finish. The loan process was handled professionally, efficiently,...
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I started using Tom a couple of years ago because my buyers family knew Tom. I was so impressed that I have been using him ever since.
Reply from Owner
October 14th, 2026 08:27 PM
Thank you so much for your kind words and continued trust! It means a lot to me that what started as one referral has turned into a lasting working relationship. I truly appreciate the opportunity to work with you and your buyers, and I look...
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Tom is simply the best!! He has helped us with 5 purchases and refinances. He was able to get us a rental property loan and a bank statement loan! Highly recommend him if you are needing any type of mortgage loan.
Reply from Owner
October 14th, 2026 09:05 PM
Thank you so much for the incredible review and, more importantly, for trusting me with five of your mortgage transactions! It means a lot to have earned your confidence over the years. I especially enjoy helping clients with loans that aren't...
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Tom was recommended by a friend years ago I have used him in several transactions , I can assure you, you won’t find anyone with more knowledge or experience. Being self employed can be a difficult and challenging process but Tom takes the...
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Reply from Owner
October 14th, 2026 09:10 PM
I'm grateful for your trust and continued support, April. It's rewarding to hear that my efforts have made the mortgage process smoother for you, especially given the complexities of being self-employed. At Atlantic Bay Mortgage Group, we strive...
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Professional, timely. Explains concepts in a way I can understand. He seeks the best solutions and outcomes for his clients.
Reply from Owner
October 14th, 2026 09:10 PM
Thank you for your positive feedback, Ryan. I'm glad to hear that my explanations and commitment to finding the best solutions were helpful to you. It's my goal at Atlantic Bay Mortgage Group to provide professional and timely service to all...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.