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Atlantic Bay Mortgage Group - Kernersville, N..., Kernersville, NC
Kernersville, NC

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Everything went smooth and had no problems. Felt very easy buying our new house
Reply from Tom Rybak
July 18th, 2026 09:42 PM
Thank you so much for your kind words! It was a pleasure helping you through the home-buying process. I'm thrilled everything went smoothly and that we could make it feel easy for you. Congratulations on your new home, and if you ever need...
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Working with Tom as my lender was smooth! He was very informative, communicated well, and made sure we had everything we needed!
Reply from Owner
July 18th, 2026 09:46 PM
Thank you so much for your kind words! It was a pleasure working with you, and I'm so glad I could help make the process smooth and keep you informed every step of the way. Congratulations on your new home! I truly appreciate your trust, and...
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Tom was great!! Had a great time with him as my lender! Communicated well, was informative, and very helpful.
Ron was awesome as was his team. He was there from beginning to end with explanations and what to do expect next. He was very informative without being condescending. I appreciated that as a professional myself.I was clueless as I had not bought...
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Driving a complex and stressful problem-solving process toward a positive and agreeable solution while providing care and confidence throughout.
Reply from Tom Rybak
June 12th, 2026 03:36 PM
Thank you so much for your kind words! Helping clients work through complex situations is what I enjoy most. My goal is always to make the process as smooth as possible while keeping you informed, confident, and supported every step of the...
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Ron was extremely helpful and very thorough throughout our entire home buying experience. Communication was always quick and easy and I could call Ron at anytime with any questions! We can't say thank you enough to Ron, and we will definitely...
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Ron walked me through the entire process and was always honest and prepared at all times. It was a pleasure to work with him.
I received continuous communication with Tom throughout the buying process which was comforting. I really appreciate Tom's personable service with prompt responses. It's important to have trust in the person who walks with you through the process...
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Reply from Tom Rybak
June 12th, 2026 03:37 PM
Thank you so much for your thoughtful review! It means a lot to know that my communication and responsiveness helped make the home-buying process more comfortable for you. Buying a home is a big step, and I believe trust and clear communication...
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very knowledgeable .
Tom was very friendly and helpful throughout the home buying process. Any questions I had he was there to help. He made buying my first home a quick and painless process!
Reply from Tom Rybak
June 12th, 2026 03:38 PM
Thank you so much for your kind words! It was truly a pleasure helping you purchase your first home. I'm glad I could answer your questions and make the process feel quick and stress-free. Buying your first home is a huge milestone, and I’m...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.