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Atlantic Bay Mortgage Group - Kernersville, N...
Kernersville, NC
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Tom was great to work with and helped ease the way during this process. We were first-time homebuyers, and he did a lot to ease our minds and answer our many questions with patience and kindness.
Reply from Tom Rybak
September 9th, 2026 08:33 PM
Thank you so much for the kind words! It was a pleasure helping you through your first home purchase. I’m glad I could make the process easier and answer your questions along the way. Congratulations on your new home!
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Tom, you did an excellent job and remained available for questions theoughout the process.
Reply from Tom Rybak
September 9th, 2026 08:35 PM
Thank you so much for the kind words! It truly means a lot to me. I’m so glad I could be there for you, answer your questions, and help make the process a little easier. It was a pleasure working with you, and I really appreciate your trust!...
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Ron was fantastic to work with. He communicated with us throughout the entire process, was always responsive, and made everything simple. Our expereice was so positive that even our Realtor plans to start referring more business to him. We...
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Absolutely one of the easiest closings I've ever done. Ron was on top of everything and there were never questions or concerns on my side. very informative and kept me in the loop. prepared to close well before closing. Made sure I knew I could...
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Everything went smooth and had no problems. Felt very easy buying our new house
Reply from Tom Rybak
July 18th, 2026 09:42 PM
Thank you so much for your kind words! It was a pleasure helping you through the home-buying process. I'm thrilled everything went smoothly and that we could make it feel easy for you. Congratulations on your new home, and if you ever need...
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Working with Tom as my lender was smooth! He was very informative, communicated well, and made sure we had everything we needed!
Reply from Owner
July 18th, 2026 09:46 PM
Thank you so much for your kind words! It was a pleasure working with you, and I'm so glad I could help make the process smooth and keep you informed every step of the way. Congratulations on your new home! I truly appreciate your trust, and...
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Tom was great!! Had a great time with him as my lender! Communicated well, was informative, and very helpful.
Reply from Tom Rybak
September 9th, 2026 08:37 PM
Thank you. I really enjoyed working with you and appreciate the trust you placed in me. It was a pleasure helping you through the process, and I’m grateful I could be there to answer questions and keep everything moving smoothly.
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Ron was awesome as was his team. He was there from beginning to end with explanations and what to do expect next. He was very informative without being condescending. I appreciated that as a professional myself.I was clueless as I had not bought...
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Driving a complex and stressful problem-solving process toward a positive and agreeable solution while providing care and confidence throughout.
Reply from Tom Rybak
June 12th, 2026 03:36 PM
Thank you so much for your kind words! Helping clients work through complex situations is what I enjoy most. My goal is always to make the process as smooth as possible while keeping you informed, confident, and supported every step of the...
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Ron was extremely helpful and very thorough throughout our entire home buying experience. Communication was always quick and easy and I could call Ron at anytime with any questions! We can't say thank you enough to Ron, and we will definitely...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.