
Tom Rybak
Senior Mortgage Banker


Barton College
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Location & Business Hours
Business Hours
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closed
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8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
Tom is so attentive and has quick responses. He's pretty amazing to work with.
I will recommend Tom Rybak to absolutely anyone I know looking for a home Loan or refi. He’s top notch
Tom was always available to answer any questions and kept us posted all along the way. He also attended closing which was a nice touch:) Thanks Tom! Good job!
Always available to me and my client. She called often and Tom was always helpful. Many thanks for good service.
Communication was great. Always letting you know ahead of time what thenext step is
Everything was so easy with Tom! We didn’t have to think about anything, he was so helpful and made the process seamless.
Quick and always keep you in the know very timely and keep you posted on progress and things needed. Very glad to work with Tom for several properties.
Tom, is a very competent lender with exceptional customer service as well. He communicated with us during the whole process, his response time was quick, & he had a good attitude during the process...he made us feel at ease! I highly recommend...
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Tom worked on our behalf diligently and communicated with us during every step of the process.
Tom was available to answer all of my questions and as a first time home buyer I had a lot! He was so patient and explained everything to me thoroughly. I would recommend he and his team to any one purchasing a home.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fha, USDA, Down Payment Assistance, VA, Bank Statements, DSCR and Conventional
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Education
- Barton CollegePhysical Education Teaching and CoachingBachelor of ScienceAug 1992 -May 1995

Positions
- Atlantic Bat Mortgage - Sr. Mortgage BankerAug 1st, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #103608
- Licensed in FL, NC, & SC
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Hobbies
- Golfing, Gardening, Fishing, Watching Sports
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.