
Tom Rybak
Senior Mortgage Banker


Barton College
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Location & Business Hours
Business Hours
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closed
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
Tom was on top of everything. I knew exactly what documents he needed. Esign was a very useful tool. Saved a lot of foot work and time. Tom is straight forward. Thanks Tom for everything.
His quick responses and caring attitude.
Tom was really honest and very informative. Glad to go through the process with him!
Tom in our opinion went above and beyond with our home loan. Tom thank you so very much for all your hard work especially towards the end when you were grieving
Tom was great
Tom was very quick to respond to calls and questions.
Tom’s communication skill are TOP NOTCH! I’ve never had a client that hasn’t enjoyed working with Tom. He makes every transaction smooth sailing and as an agent, makes you look great!
Tom is great at what he does.
It was a joy working with him and I look forward to teaming up with him again in the future, and will refer him and his team to others for mortgage financial services
Tom went over and above and worked extremely hard to get this loan refinanced and done. I could never thank him enough for his efforts! He is truly what made the experience GREAT for me!
Tom was very responsive and informative. Made the process very easy.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fha, USDA, Down Payment Assistance, VA, Bank Statements, DSCR and Conventional
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Education
- Barton CollegePhysical Education Teaching and CoachingBachelor of ScienceAug 1992 -May 1995

Positions
- Atlantic Bat Mortgage - Sr. Mortgage BankerAug 1st, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #103608
- Licensed in FL, NC, & SC
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Hobbies
- Golfing, Gardening, Fishing, Watching Sports
Disclaimer
© 2022 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.