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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • FTP
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    Utpal G
    Rahway, NJ
    Posted on March 29th, 2018 01:18 PM
    I am extremely pleased the way Tom handled my mortgage loan to buy my first house in Rahway,NJ. From the very first day I talked with him, he has been very warm , pleasant and patient to talk to. He has always gone beyond his usual responsibilities,...
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    Emmanuel S
    Union, NJ
    Posted on March 5th, 2018 03:55 AM
    Mister Tom Cifichiello is a great guy and very bright.1. Honest with everything.2. Have any questions regarding mortgage, real state and legal matters he will have a good answer and advice.3. He has a good communication ( he will answer your...
    read more
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    Jose S
    Denville, NJ
    Posted on February 10th, 2018 05:10 PM
    Tom is very personable and always look for the best options for you!! Great in following up and help you to make clear all options you have. Tom is highly recomendable!! Very glad I work with him.
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    Ekow S
    Hainesport, NJ
    Posted on February 4th, 2018 01:40 AM
    Must be straight forward with your locked rate and signed disclosure
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    Kimberly K
    Willingboro, NJ
    Posted on January 13th, 2018 02:58 PM
    Tom was very knowledgeable and did eveything to make this process run smoothly. He was available around the clock to answer any questions we had. He was awesome!
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    Theonamichelle L
    Berlin, NJ
    Posted on January 3rd, 2018 10:05 PM
    Tom kept me up to date on every step. Great comuncation. He took the stress of buying a new home and made it easy.
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    Jonnelle R
    Elizabeth, NJ
    Posted on December 28th, 2017 03:07 PM
    Tom was completely supportive throughout this whole process. He communicated everything to me promptly and ensured I understood everything. He worked really hard to make sure I got the best deal possible. My home buying process went smoothly...
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    Daniel T
    Avenel, NJ
    Posted on December 12th, 2017 10:42 AM
    Tom did an awesome job.
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    Adel S
    South Plainfield, NJ
    Posted on December 1st, 2017 05:06 PM
    Great to work with Tom, he took the time out to work with me, he even answered calls at night and weekends. Thank you so much for all your help
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    Damien A
    Jersey City, NJ
    Posted on October 13th, 2017 08:42 PM
    Tom got me a great morgage rate, closed on house fast and gave me good tips and advice through process. Would do business again in the future.
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.