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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • FTP
    M
    Michael S
    Branchburg, NJ
    Posted on June 26th, 2019 02:00 AM
    Tom was beyond wonderful. He was very prompt in responding and answered every question we had. He and his team were diligent and had everything prepared in advance of when we needed it. He even showed up at our closing so that we could meet...
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  • FTP
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    Christopher B
    Wallkill, NY
    Posted on June 17th, 2019 03:44 AM
    I was very nervous with this being our first home buying experience, but Tom went over all the information we needed to know. He gave us the comfort of knowing we would get the right house. My wif and I found and bought the house of our families...
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  • FTP
    D
    Daniel S
    Ringwood, NJ
    Posted on June 6th, 2019 12:05 PM
    Tom made everything a lot easier to understand and made my wife and I a lot more comfortable in this life changing process!
  • FTP
    D
    Damon M
    Laurence Harbor, NJ
    Posted on May 27th, 2019 10:36 PM
    I would like to thank Tom cifichiello for all of his assistance in securing my first home owners loan. I know that at times I asked many questions. but Tom made the process a lot less stressful He was very attentive to my needs and I am grateful...
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    Fraymil R
    Bayonne, NJ
    Posted on May 22nd, 2019 12:17 PM
    The information provided was quick and the process for the most part was smooth.
  • FTP
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    Daniel V
    Avenel, NJ
    Posted on May 17th, 2019 01:32 PM
    Tom made this experience as smooth as possible, he was available and ready to answer all of my questions and handled all of my concerns seamlessly. Tom made me feel like everything was always under control and had nothing to worry about. Would...
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  • FTP
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    Zhanna B
    Westwood, NJ
    Posted on May 6th, 2019 01:13 PM
    This was my first time buying a house and it was stressful, but it was all possible because of Toms help! He was very helpful and gave me good advice. He also always replied fast and answered my questions to make the process go smoothly! I...
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  • FTP
    J
    Juliet V
    Newark, NJ
    Posted on April 15th, 2019 03:49 AM
    Tom did a really great job in making sure our experience is smooth as possible in purchasing our first home, we really appreciate him and will recommend him 💯% thanks again Tom.
  • agent
    P
    Patrice D
    Posted on April 2nd, 2019 06:07 PM
    Tom is best easy going friendly bank officer I ever met, I am definitely recommending him to my friends and family.
  • FTP
    T
    Tariq I
    Nutley, NJ
    Posted on March 20th, 2019 01:44 AM
    As a first time home buyer Tom made the whole process easy for me ,he is very resourceful and informational. He was very patient to answer all me questions and queries. The whole process was extremely efficient & approval was completed quickly.I...
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.